Economic Security and the Economics of Life and Health Insurance</ti= tle>  <link rel=3DPresentation-XML href=3D"socialinsurance_files/pres.xml"> <meta name=3DDescription content=3D"4/4/2005: Social insurance"> <meta http-equiv=3Dexpires content=3D0> <![if !ppt]><script>  </script><![endif]> </head> <body> <script></script><font face=3DArial size=3D2><b> <p>This presentation contains content that your browser may not be able to = show properly. 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id=3D"webarch_temp_base_tag"> <![endif]> <meta name=3DDescription content=3D"4/4/2005: Social insurance"> <link rel=3DStylesheet href=3D"master08_stylesheet.css"> <![if !ppt]> <style> .CB {color:#006666;} .CT {color:#003366;} </style> <style media=3Dprint>  </style> <script src=3Dscript.js></script><script></script><![endif]><p:slidetransition advancetime=3D"0" effect=3D"newsflash" flag=3D"1"/><o:shapelayout v:ext=3D"edit"> <o:idmap v:ext=3D"edit" data=3D"66"/> </o:shapelayout> </head> <body lang=3DEN-US style=3D'margin:0px;background-color:black' onclick=3D"DocumentOnClick()" onresize=3D"_RSW()" onload=3D"LoadSld()" onkeypress=3D"_KPH()"> <div id=3DSlideObj class=3Dsld style=3D'position:absolute;top:0px;left:0px; width:534px;height:400px;font-size:16px;background-color:white;clip:rect(0%= , 101%, 101%, 0%); visibility:hidden'><p:slide coordsize=3D"720,540" colors=3D"#ffffff,#003366,#666699,#006666,#33cccc,#99cc99,#003366,#cc99ff" masterhref=3D"master09.xml"> <p:shaperange href=3D"master09.xml#_x0000_s8193"/><![if !ppt]><p:shaperange href=3D"master09.xml#_x0000_s8213"/><![if !vml]><img border=3D0 v:shapes=3D"_x0000_s8213,_x0000_s8194,_x0000_s8195" src=3D"master09_image0= 01.gif" style=3D'position:absolute;top:0%;left:0%;width:64.41%;height:100.5%'><![e= ndif]><p:shaperange href=3D"master09.xml#_x0000_s8210"/><![if !vml]><img border=3D0 v:shapes=3D"_x0000_s8210,_x0000_s8204,_x0000_s8205" src=3D"master09_image0= 02.gif" style=3D'position:absolute;top:71.25%;left:39.7%;width:53.55%;height:5.0%'= ><![endif]><p:shaperange href=3D"master09.xml#_x0000_s8206"/> <div v:shape=3D"_x0000_s8206" class=3DO style=3D'text-align:right;position= :absolute; top:95.25%;left:27.71%;width:21.53%;height:2.25%'><span lang=3DEN-US style=3D'font-size:42%;color:white;mso-color-index:0;mso-field-code:meta0'= >Monday, April 04, 2005</span><span style=3D'font-size:42%;color:white;mso-color-in= dex: 0;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master09.xml#_x0000_s8207"/> <div v:shape=3D"_x0000_s8207" class=3DO style=3D'text-align:right;position= :absolute; top:95.25%;left:64.41%;width:29.77%;height:2.25%'><span style=3D'font-size= :42%; mso-field-code:meta15'>Copyright MacMinn.org</span><span style=3D'font-siz= e: 42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master09.xml#_x0000_s8209"/> <div v:shape=3D"_x0000_s8209" class=3DO style=3D'position:absolute;top:95.= 5%; left:1.87%;width:4.49%;height:2.25%'><span style=3D'font-size:42%;color:wh= ite; mso-color-index:0;mso-field-code:meta16'><b>1</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> <![endif]><p:shaperange href=3D"master09.xml#_x0000_m8211"/><v:shape id=3D= "_x0000_s67590" type=3D"#_x0000_m8211" style=3D'position:absolute;left:54pt;top:78pt;widt= h:9in; height:150pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"centerTitle"/></v:shape><p:shaperange href=3D"master09.xml#_x0000_m8197"/><v:shape id=3D"_x0000_s67591" type=3D= "#_x0000_m8197" style=3D'position:absolute;left:368pt;top:330pt;width:316pt;height:44pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"subTitle" position=3D"1"/></v:shape> <div v:shape=3D"_x0000_s67590" class=3DCT style=3D'position:absolute;top:2= 4.5%; left:11.42%;width:82.39%;height:7.75%'>Social insurance</div> <div v:shape=3D"_x0000_s67591" class=3DCB style=3D'text-align:center;posit= ion:absolute; top:65.75%;left:52.05%;width:41.94%;height:3.25%'><span style=3D'font-size= :50%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://macminn.org/"/><a href=3D"http://mac= minn.org/" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;">Richard M= acMinn</a></span><span style=3D'font-size:50%;mso-special-format:lastCR;display:none'> </span= ></div> </p:slide></div> <![if !ppt]> <div id=3DNotesObj style=3D'display:none'> <table style=3D'color:white' border=3D0 width=3D"100%"> <tr> <td width=3D5 nowrap></td> <td width=3D"100%"></td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>Commen= t on longevity risk.</font><br> </td> </tr> </table> </div> <![endif]> </body> </html> ------=_NextPart_01C53933.181371D0 Content-Location: file:///C:/B15244C5/socialinsurance_files/master09_image001.gif Content-Transfer-Encoding: base64 Content-Type: image/gif R0lGODlhWAGSAXcAMSH+GlNvZnR3YXJlOiBNaWNyb3NvZnQgT2ZmaWNlACH5BAEAAAAALAAAAABX AZABgQAAAJnMmf///wECAwL/jI+py+0Po5y02ouzlqD7D4biSJZmuaXqyrbuC6fnTNd2GOf6zve+ dgsKh52f8YhMKi3EphO1jEqnVNjzigVUt9yud5ENE7/ksvkoTt/O7LZbpY7P3vS6vSHPk+78/lsP COI3SOgVeKhVqLiohBjICBnJ4wgoaXnJQqmHydnJpCnnKTqKBxpHippqepra6rmq5iqLCZs2extZ K4bLq6gb1hvs95slbGxHjHW87JZ8xQxt5vwUXW043WStXYWdvf291D0GTo4mLlSe7nOOru6ewx70 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oa:clockstart=3D"onstart"> <div id=3DSlideObj class=3Dsld style=3D'position:absolute;top:0px;left:0px; width:534px;height:400px;font-size:16px;background-color:white;clip:rect(0%= , 101%, 101%, 0%); visibility:hidden'><p:slide coordsize=3D"720,540" colors=3D"#ffffff,#003366,#666699,#006666,#33cccc,#99cc99,#003366,#cc99ff" masterhref=3D"master08.xml"> <p:shaperange href=3D"master08.xml#_x0000_s1025"/><![if !ppt]><p:shaperange href=3D"master08.xml#_x0000_s1052"/><![if !vml]><img border=3D0 v:shapes=3D"_x0000_s1052,_x0000_s1027,_x0000_s1048,_x0000_s1036,_x0000_s10= 44" src=3D"master08_image003.gif" style=3D'position:absolute;top:0%;left:0%; width:83.7%;height:100.5%'><![endif]><p:shaperange href=3D"master08.xml#_x0000_s1037"/> <div v:shape=3D"_x0000_s1037" class=3DO style=3D'text-align:right;position= :absolute; top:95.25%;left:27.71%;width:21.53%;height:2.25%'><span lang=3DEN-US style=3D'font-size:42%;mso-field-code:meta0'>Monday, April 04, 2005</span>= <span style=3D'font-size:42%;mso-special-format:lastCR;display:none'> </span= ></div> <p:shaperange href=3D"master08.xml#_x0000_s1038"/> <div v:shape=3D"_x0000_s1038" class=3DO style=3D'text-align:center;positio= n:absolute; top:95.25%;left:64.41%;width:29.77%;height:2.25%'><span style=3D'font-size= :42%; mso-field-code:meta15'>Copyright MacMinn.org</span><span style=3D'font-siz= e: 42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master08.xml#_x0000_s1039"/> <div v:shape=3D"_x0000_s1039" class=3DO style=3D'position:absolute;top:95.= 5%; left:3.74%;width:2.8%;height:2.25%'><span style=3D'font-size:42%;color:whi= te; mso-color-index:0;mso-field-code:meta16'><b>2</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s70658" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= 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top:0%;left:8.13%;width:91.86%;height:50.0%'><span class=3DHBB style=3D'po= sition: absolute;left:-8.84%;top:.3em'>l</span>Explain the rationale for </span><s= pan style=3D'position:absolute;top:50.0%;left:8.13%;width:77.23%;height:50.0%'= >social insurance </span></div> <div id=3D"_x0000_s70659_43_154" style=3D'position:absolute;top:47.0%;left= :10.11%; width:46.44%;height:26.5%;white-space:nowrap'><span style=3D'position:abso= lute; top:0%;left:8.06%;width:81.45%;height:19.81%'><span class=3DHBB style=3D'position:absolute;left:-9.9%;top:.3em'>l</span>Describe the benef= its </span><span style=3D'position:absolute;top:20.75%;left:8.06%;width:87.09%;height:19.81= %'>available under the old </span><span style=3D'position:absolute;top:40.56%;left:8.06= %; width:91.93%;height:19.81%'>age, survivors, disability </span><span style=3D'position:absolute;top:60.37%;left:8.06%;width:80.64%;height:19.81= %'>and health insurance </span><span style=3D'position:absolute;top:81.13%;left:8= .06%; 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42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master08.xml#_x0000_s1039"/> <div v:shape=3D"_x0000_s1039" class=3DO> <div style=3D'position:absolute;top:95.5%;left:3.74%;width:2.8%;height:2.2= 5%'><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-field-code:meta16= '><b>3</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> </div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s246786" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= h:624pt; height:90pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"title"/></v:shape> <div v:shape=3D"_x0000_s246786" class=3DT style=3D'position:absolute;top:1= 8.75%; left:10.11%;width:85.58%;height:7.75%'>Rationale for social insurance</div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s2= 46787" type=3D"#_x0000_m1032" style=3D'position:absolute;left:66pt;top:186pt;wid= th:605.75pt; height:293.25pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"body" position=3D"1"/><p:animation number=3D"2" de= lay=3D"0" type=3D"text" level=3D"1" effect=3D"fly" direction=3D"down"/></v:shape> <div v:shape=3D"_x0000_s246787" class=3DB> <div id=3D"_x0000_s246787_0_99" style=3D'position:absolute;top:35.5%;left:= 10.11%; width:93.63%;height:18.5%;white-space:nowrap'><span style=3D'position:abso= lute; top:0%;left:4.0%;width:83.8%;height:32.43%'><span class=3DBB style=3D'posi= tion: absolute;left:-4.77%;top:.3em'>l</span>If markets are competitive then soc= ial </span><span style=3D'position:absolute;top:33.78%;left:4.0%;width:96.0%;height:32.43%'= >insurance may be thought of as a response </span><span style=3D'position:absolute; top:67.56%;left:4.0%;width:83.8%;height:32.43%'>to market failure </sp= an></div> <div id=3D"_x0000_s246787_99_221" style=3D'position:absolute;top:55.5%;lef= t:10.11%; width:97.0%;height:18.5%;white-space:nowrap'><span style=3D'position:absol= ute; top:0%;left:3.86%;width:96.13%;height:32.43%'><span class=3DBB style=3D'po= sition: absolute;left:-4.01%;top:.3em'>l</span>Social insurance may also be though= t of as a </span><span style=3D'position:absolute;top:32.43%;left:3.86%;width:9= 2.66%; height:32.43%'>desire to promote social equity or to protect </span><span style=3D'position:absolute;top:66.21%;left:3.86%;width:80.88%;height:32.43= %'>vulnerable segments of society</span></div> </div> <v:shapetype id=3D"_x0000_t202" coordsize=3D"21600,21600" o:spt=3D"202" pa= th=3D"m,l,21600r21600,l21600,xe"> <v:stroke joinstyle=3D"miter"/> <v:path gradientshapeok=3D"t" o:connecttype=3D"rect"/> </v:shapetype><v:shape id=3D"_x0000_s246788" type=3D"#_x0000_t202" style= =3D'position:absolute; left:318pt;top:258pt;width:366pt;height:277.625pt' filled=3D"f" fillcolor= =3D"#3cc [4]" stroked=3D"f" strokecolor=3D"#036 [1]"> <v:fill color2=3D"white [0]"/> <v:shadow color=3D"#669 [2]"/> <v:textbox style=3D'mso-fit-shape-to-text:t'/> <p:animation number=3D"3" delay=3D"0" type=3D"object" effect=3D"cut" direction=3D"noBlack"/></v:shape> <div id=3D"_x0000_s246788_AllText" v:shape=3D"_x0000_s246788" class=3DO style=3D'position:absolute;top:48.75%;left:45.13%;width:58.42%;height:50.0= %; white-space:nowrap'> <div style=3D'mso-line-spacing:"100 30 0"'><span style=3D'position:absolut= e; top:0%;left:0%;width:90.06%;height:8.0%'><span style=3D'font-size:75%; layout-flow:vertical'>The provision of some services such as </span></span= ><span style=3D'position:absolute;top:8.0%;left:0%;width:87.5%;height:8.0%'><span style=3D'font-size:75%;layout-flow:vertical'>health care may be viewed as a public </span></span><span style=3D'position:absolute;top:16.0%;left:0%; width:99.67%;height:8.0%'><span style=3D'font-size:75%;layout-flow:vertica= l'>good.<span style=3D'mso-spacerun:yes'> </span>If so then there is a benefit to society </span></span><span style=3D'position:absolute;top:24.0%;left:0%; width:99.35%;height:8.0%'><span style=3D'font-size:75%;layout-flow:vertica= l'>beyond that to the individual.<span style=3D'mso-spacerun:yes'> </span>In t= he case of </span></span><span style=3D'position:absolute;top:32.0%;left:0%; width:100.0%;height:8.0%'><span style=3D'font-size:75%;layout-flow:vertica= l'>a public good the benefits to society exceed </span></span><span style=3D'position:absolute;top:40.0%;left:0%;width:94.23%;height:8.0%'><sp= an style=3D'font-size:75%;layout-flow:vertical'>those to the individual preve= nt the market </span></span><span style=3D'position:absolute;top:48.0%;left:0%; width:86.85%;height:8.0%'><span style=3D'font-size:75%;layout-flow:vertica= l'>mechanism from providing an efficient </span></span><span style=3D'position:absolute; top:56.0%;left:0%;width:97.75%;height:8.0%'><span style=3D'font-size:75%; layout-flow:vertical'>distribution of resources and service.<span style=3D'mso-spacerun:yes'> </span>This, </span></span><span style=3D'position:absolute;top:64.0%;left:0%;width:83.97%;height:8.0%'><sp= an style=3D'font-size:75%;layout-flow:vertical'>in turn, suggests subsidizati= on of the </span></span><span style=3D'position:absolute;top:72.0%;left:0%;width= :83.97%; height:8.0%'><span style=3D'font-size:75%;layout-flow:vertical'>service or= the public provision of the </span></span><span style=3D'position:absolute; top:80.0%;left:0%;width:83.97%;height:8.0%'><span style=3D'font-size:75%; layout-flow:vertical'>service. </span></span></div> <div style=3D'mso-line-spacing:"100 50 0";mso-char-wrap:0;mso-kinsoku-over= flow: 0;position:absolute;top:92.0%;left:0%;width:83.97%;height:8.0%'><span style=3D'font-size:75%;mso-special-format:lastCR;display:none'> </span= ></div> </div> <v:shape id=3D"_x0000_s246789" type=3D"#_x0000_t202" style=3D'position:abs= olute; left:126pt;top:306pt;width:402pt;height:169.5pt' filled=3D"f" fillcolor= =3D"#3cc [4]" stroked=3D"f" strokecolor=3D"#036 [1]"> <v:fill color2=3D"white [0]"/> <v:shadow color=3D"#669 [2]"/> <v:textbox style=3D'mso-fit-shape-to-text:t'/> <p:animation number=3D"5" delay=3D"0" type=3D"object" effect=3D"cut" direction=3D"noBlack"/></v:shape> <div id=3D"_x0000_s246789_AllText" v:shape=3D"_x0000_s246789" class=3DO style=3D'position:absolute;top:57.49%;left:18.53%;width:63.67%;height:30.0= %; white-space:nowrap'> <div style=3D'mso-line-spacing:"100 30 0"'><span style=3D'position:absolut= e; top:0%;left:0%;width:100.0%;height:13.33%'><span style=3D'font-size:75%; layout-flow:vertical'>In its worst form, </span><span style=3D'font-size:7= 5%; layout-flow:vertical'><b>adverse selection</b></span><span style=3D'font-s= ize: 75%;layout-flow:vertical'> can lead to </span></span><span style=3D'positi= on: absolute;top:13.33%;left:0%;width:99.11%;height:13.33%'><span style=3D'font-size:75%;layout-flow:vertical'>market failure.<span style=3D'mso-spacerun:yes'> </span>In this case the worst risks seek= </span></span><span style=3D'position:absolute;top:26.66%;left:0%;width:97.94%;height:13.33%'>= <span style=3D'font-size:75%;layout-flow:vertical'>coverage but the best risks e= xit the market due </span></span><span style=3D'position:absolute;top:40.0%; left:0%;width:86.76%;height:13.33%'><span style=3D'font-size:75%;layout-fl= ow: vertical'>to the price.<span style=3D'mso-spacerun:yes'> </span>Henc= e, some are uninsured.<span style=3D'mso-spacerun:yes'> </span></span><= /span><span style=3D'position:absolute;top:53.33%;left:0%;width:92.35%;height:13.33%'>= <span style=3D'font-size:75%;layout-flow:vertical'>Social insurance overcomes th= is problem by </span></span><span style=3D'position:absolute;top:66.66%;left:= 0%; width:84.7%;height:13.33%'><span style=3D'font-size:75%;layout-flow:vertic= al'>making it mandatory. </span></span></div> <div style=3D'mso-line-spacing:"100 50 0";mso-char-wrap:0;mso-kinsoku-over= flow: 0;position:absolute;top:86.66%;left:0%;width:84.7%;height:13.33%'><span style=3D'font-size:75%;mso-special-format:lastCR;display:none'> </span= ></div> </div> </p:slide></div> <p:animation number=3D"-57517059"/><oa:par id=3D"TimeNode0" dur=3D"indefini= te" restart=3D"never" p:nodeType=3D"timingRoot"> <oa:seq id=3D"TimeNode1" dur=3D"indefinite" prev=3D"document.onpptprev" next=3D"document.onpptnext" concurrent=3D"enabled" nextAction=3D"seek" p:nodeType=3D"mainSeq"> <oa:par id=3D"TimeNode2" begin=3D"indefinite" fill=3D"hold"> <oa:par id=3D"TimeNode3" begin=3D"0.0" fill=3D"hold"> <oa:par id=3D"TimeNode4" o:presetID=3D"ppt_2" o:presetClass=3D"entrance" o:presetSubType=3D"0x4" begin=3D"0.0" fill=3D"hold" o:groupID=3D"0" p:nodeType=3D"clickEffect"> <oa:set id=3D"TimeNode5" begin=3D"0.0" dur=3D"0.001" fill=3D"hold" 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<td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>The pr= ovision of some services such as health care may be viewed as a public good.<span style=3D'mso-spacerun:yes'> </span>If so then there is a benefit to society beyond that to the individual.<span style=3D'mso-spacerun:yes'>&n= bsp; </span>In the case of a public good the benefits to society exceed those = to the individual prevent the market mechanism from providing an efficient distribution of resources and service.<span style=3D'mso-spacerun:yes'>&n= bsp; </span>This, in turn, suggests subsidization of the service or the public provision of the service.</font><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>In its= worst form, <b>adverse selection</b> can lead to market failure.<span style=3D'mso-spacerun:yes'> </span>In this case the worst risks seek coverage but the best risks exit the market due to the price.<span style=3D'mso-spacerun:yes'> </span>Hence, some are uninsured.<span style=3D'mso-spacerun:yes'> </span>Social insurance overcomes this problem by making it mandatory.</font><br> </td> </tr> </table> </div> <![endif]> </body> </html> ------=_NextPart_01C53933.181371D0 Content-Location: file:///C:/B15244C5/socialinsurance_files/slide0039.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" <html xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:o=3D"urn:schemas-microsoft-com:office:office" xmlns:p=3D"urn:schemas-microsoft-com:office:powerpoint" xmlns:oa=3D"urn:schemas-microsoft-com:office:activation" xmlns=3D"http://www.w3.org/TR/REC-html40"> <head> <meta http-equiv=3DContent-Type content=3D"text/html; charset=3Dus-ascii"> <meta name=3DProgId content=3DPowerPoint.Slide> <meta name=3DGenerator content=3D"Microsoft PowerPoint 11"> <link id=3DMain-File rel=3DMain-File href=3D"../socialinsurance.htm"> <link rel=3DPreview href=3Dpreview.wmf>  <title>Economic Security and the Economics of Life and Health Insurance</ti= tle> <![if IE]> <base href=3D"file:///C:\B15244C5\socialinsurance_files\slide0039.htm" id=3D"webarch_temp_base_tag"> <![endif]> <meta name=3DDescription content=3D"4/4/2005: U.S. Social Insurance Program= s"> <link rel=3DStylesheet href=3D"master08_stylesheet.css">  <![if !ppt]> <style media=3Dprint>  </style> <style>  </style> <script src=3Dscript.js></script><script></script><script></script><![endif]><p:slidetransition advancetime=3D"0" effect=3D"newsflash" flag=3D"1"/><o:shapelayout v:ext=3D"edit"> <o:idmap v:ext=3D"edit" data=3D"243"/> </o:shapelayout> </head> <body lang=3DEN-US style=3D'margin:0px;background-color:black' onclick=3D"DocumentOnClick()" onresize=3D"_RSW()" onload=3D"LoadSld()" onkeypress=3D"_KPH()" oa:clockstart=3D"onstart"> <div id=3DSlideObj class=3Dsld style=3D'position:absolute;top:0px;left:0px; width:534px;height:400px;font-size:16px;background-color:white;clip:rect(0%= , 101%, 101%, 0%); visibility:hidden'><p:slide coordsize=3D"720,540" colors=3D"#ffffff,#003366,#666699,#006666,#33cccc,#99cc99,#003366,#cc99ff" masterhref=3D"master08.xml"> <p:shaperange href=3D"master08.xml#_x0000_s1025"/><![if !ppt]><p:shaperange href=3D"master08.xml#_x0000_s1052"/><![if !vml]><img border=3D0 v:shapes=3D"_x0000_s1052,_x0000_s1027,_x0000_s1048,_x0000_s1036,_x0000_s10= 44" src=3D"master08_image003.gif" style=3D'position:absolute;top:0%;left:0%; width:83.7%;height:100.5%'><![endif]><p:shaperange href=3D"master08.xml#_x0000_s1037"/> <div v:shape=3D"_x0000_s1037" class=3DO style=3D'text-align:right;position= :absolute; top:95.25%;left:27.71%;width:21.53%;height:2.25%'><span lang=3DEN-US style=3D'font-size:42%;mso-field-code:meta0'>Monday, April 04, 2005</span>= <span style=3D'font-size:42%;mso-special-format:lastCR;display:none'> </span= ></div> <p:shaperange href=3D"master08.xml#_x0000_s1038"/> <div v:shape=3D"_x0000_s1038" class=3DO style=3D'text-align:center;positio= n:absolute; top:95.25%;left:64.41%;width:29.77%;height:2.25%'><span style=3D'font-size= :42%; mso-field-code:meta15'>Copyright MacMinn.org</span><span style=3D'font-siz= e: 42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master08.xml#_x0000_s1039"/> <div v:shape=3D"_x0000_s1039" class=3DO> <div style=3D'position:absolute;top:95.5%;left:3.74%;width:2.8%;height:2.2= 5%'><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-field-code:meta16= '><b>4</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> </div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s248834" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= h:624pt; height:90pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"title"/></v:shape> <div v:shape=3D"_x0000_s248834" class=3DT style=3D'position:absolute;top:1= 8.75%; left:10.11%;width:90.82%;height:7.75%'>U.S. Social Insurance Programs</div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s2= 48835" type=3D"#_x0000_m1032" style=3D'position:absolute;left:66pt;top:186pt;wid= th:605.75pt; height:293.25pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"body" position=3D"1"/><p:animation number=3D"2" de= lay=3D"0" type=3D"text" level=3D"1" effect=3D"fly" direction=3D"down" flag=3D"0"/>= </v:shape> <div v:shape=3D"_x0000_s248835"> <div id=3D"_x0000_s248835_0_39" class=3DB style=3D'mso-line-spacing:"90 20= 0"; position:absolute;top:35.0%;left:10.11%;width:82.2%;height:5.25%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.55%;width:95.44%; height:100.0%'><span style=3D'font-size:86%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.77%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:86%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/35act.html"/><a href=3D"http://www.ssa.gov/history/35act.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Social security</a></span><span style=3D'font-size:86%'><span style=3D'mso-spacerun:yes'> </span>was introduced in </span><span style=3D'font-size:86%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/fdrbill.html"/><a href=3D"http://www.ssa.gov/history/fdrbill.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= 1935</a></span><span style=3D'font-size:86%;display:none'> </span></span></div> <div id=3D"_x0000_s248835_39_47" class=3DB1 style=3D'mso-line-spacing:"90 = 20 0"; position:absolute;top:40.75%;left:15.16%;width:77.34%;height:4.5%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'><p:onmouseclick hyperlinktype=3D"otherFile" href=3D"../../Documents%20and%20Settings/Administrator/My%20Documents/My%= 20Classes/life%20and%20health/HR%204120.pdf"/><a href=3D"../../Documents%20and%20Settings/Administrator/My%20Documents/My%2= 0Classes/life%20and%20health/HR%204120.pdf" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'= position: relative'>HR 4120</a></span><span style=3D'font-size:83%;display:none'>= 3;</span></span></div> <div id=3D"_x0000_s248835_47_110" class=3DB style=3D'mso-line-spacing:"90 = 20 0"; position:absolute;top:45.75%;left:10.11%;width:88.38%;height:10.0%;white-s= pace: nowrap'><span style=3D'position:absolute;top:0%;left:4.23%;width:95.76%; height:52.5%'><span style=3D'font-size:86%'><span style=3D'mso-special-for= mat: bullet;position:absolute;left:-4.42%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:86%'>The program pr= ovides some protection from the </span></span><span style=3D'position:absolute; top:47.5%;left:4.23%;width:88.77%;height:52.5%'><span style=3D'font-size:8= 6%'>following risks: </span></span></div> <div id=3D"_x0000_s248835_110_126" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:56.25%;left:15.16%;width:77.34%;height:4.5%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'>Premature death </span></span></div> <div id=3D"_x0000_s248835_126_134" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:61.0%;left:15.16%;width:77.34%;height:4.5%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'>Old age </span></span></div> <div id=3D"_x0000_s248835_134_145" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:66.0%;left:15.16%;width:77.34%;height:4.5%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'>Disability </span></span></div> <div id=3D"_x0000_s248835_145_158" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:70.75%;left:15.16%;width:77.34%;height:4.5%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'>Unemployment </span></span></div> <div id=3D"_x0000_s248835_158_217" class=3DB style=3D'mso-line-spacing:"90= 20 0"; position:absolute;top:76.0%;left:10.11%;width:82.2%;height:10.0%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.55%;width:95.44%; height:52.5%'><span style=3D'font-size:86%'><span style=3D'mso-special-for= mat: bullet;position:absolute;left:-4.77%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:86%'>The program pr= ovides social adequacy and </span></span><span style=3D'position:absolute;top:47.= 5%; left:4.55%;width:95.44%;height:52.5%'><span 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<table style=3D'color:white' border=3D0 width=3D"100%"> <tr> <td width=3D5 nowrap></td> <td width=3D"100%"></td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>The so= cial adequacy means that the benefits provide a minimum standard of living for the contributors while individual equity means that contributors receive bene= fits comparable to their contributions.</font><br> </td> </tr> </table> </div> <![endif]> </body> </html> ------=_NextPart_01C53933.181371D0 Content-Location: file:///C:/B15244C5/socialinsurance_files/slide0040.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" <html xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:o=3D"urn:schemas-microsoft-com:office:office" xmlns:p=3D"urn:schemas-microsoft-com:office:powerpoint" xmlns:oa=3D"urn:schemas-microsoft-com:office:activation" xmlns=3D"http://www.w3.org/TR/REC-html40"> <head> <meta http-equiv=3DContent-Type content=3D"text/html; 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onkeypress=3D"_KPH()" oa:clockstart=3D"onstart"> <div id=3DSlideObj class=3Dsld style=3D'position:absolute;top:0px;left:0px; width:534px;height:400px;font-size:16px;background-color:white;clip:rect(0%= , 101%, 101%, 0%); visibility:hidden'><p:slide coordsize=3D"720,540" colors=3D"#ffffff,#003366,#666699,#006666,#33cccc,#99cc99,#003366,#cc99ff" masterhref=3D"master08.xml"> <p:shaperange href=3D"master08.xml#_x0000_s1025"/><![if !ppt]><p:shaperange href=3D"master08.xml#_x0000_s1052"/><![if !vml]><img border=3D0 v:shapes=3D"_x0000_s1052,_x0000_s1027,_x0000_s1048,_x0000_s1036,_x0000_s10= 44" src=3D"master08_image003.gif" style=3D'position:absolute;top:0%;left:0%; width:83.7%;height:100.5%'><![endif]><p:shaperange href=3D"master08.xml#_x0000_s1037"/> <div v:shape=3D"_x0000_s1037" class=3DO style=3D'text-align:right;position= :absolute; top:95.25%;left:27.71%;width:21.53%;height:2.25%'><span lang=3DEN-US style=3D'font-size:42%;mso-field-code:meta0'>Monday, April 04, 2005</span>= <span style=3D'font-size:42%;mso-special-format:lastCR;display:none'> </span= ></div> <p:shaperange href=3D"master08.xml#_x0000_s1038"/> <div v:shape=3D"_x0000_s1038" class=3DO style=3D'text-align:center;positio= n:absolute; top:95.25%;left:64.41%;width:29.77%;height:2.25%'><span style=3D'font-size= :42%; mso-field-code:meta15'>Copyright MacMinn.org</span><span style=3D'font-siz= e: 42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master08.xml#_x0000_s1039"/> <div v:shape=3D"_x0000_s1039" class=3DO> <div style=3D'position:absolute;top:95.5%;left:3.74%;width:2.8%;height:2.2= 5%'><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-field-code:meta16= '><b>5</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> </div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s250882" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= h:624pt; height:90pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"title"/></v:shape> <div v:shape=3D"_x0000_s250882" class=3DT style=3D'position:absolute;top:1= 8.75%; left:10.11%;width:83.33%;height:7.75%'>Issues</div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s2= 50883" type=3D"#_x0000_m1032" style=3D'position:absolute;left:66pt;top:186pt;wid= th:296.875pt; height:293.25pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"body" position=3D"1" size=3D"half"/><p:animation n= umber=3D"2" delay=3D"0" type=3D"text" level=3D"1" effect=3D"fly" direction=3D"down"/= ></v:shape> <div v:shape=3D"_x0000_s250883" class=3DHB> <div id=3D"_x0000_s250883_0_76" style=3D'position:absolute;top:35.5%;left:= 10.11%; width:45.31%;height:21.25%;white-space:nowrap'><span style=3D'position:abs= olute; top:0%;left:8.26%;width:91.73%;height:24.7%'><span class=3DHBB style=3D'po= sition: absolute;left:-9.0%;top:.3em'>l</span>The state of the OASDI </span><span style=3D'position:absolute;top:24.7%;left:8.26%;width:78.51%;height:24.7%'= >was reported by the </span><span style=3D'position:absolute;top:49.41%;left:8.= 26%; width:78.51%;height:24.7%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/reports/adcouncil/"/><a href=3D"http://www.ssa.gov/history/reports/adcouncil/" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;">Social Security </a></span><= span style=3D'position:absolute;top:74.11%;left:8.26%;width:78.51%;height:24.7%= '><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/reports/adcounci= l/"/><a href=3D"http://www.ssa.gov/history/reports/adcouncil/" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;">Advisory Council</a> </s= pan></div> <div id=3D"_x0000_s250883_76_85" style=3D'position:absolute;top:57.75%;lef= t:10.11%; width:39.32%;height:5.25%;white-space:nowrap'><span style=3D'position:abso= lute; top:0%;left:9.52%;width:90.47%;height:100.0%'><span class=3DHBB style=3D'position:absolute;left:-10.52%;top:.3em'>l</span><p:onmouseclick hyperlinktype=3D"url" location=3D"Introduction" href=3D"http://www.ssa.gov/history/reports/adcouncil/tirs1.html"/><a href=3D"http://www.ssa.gov/history/reports/adcouncil/tirs1.html#Introducti= on" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'= position: relative'>Solvency</a> </span></div> <div id=3D"_x0000_s250883_85_110" style=3D'position:absolute;top:64.25%; left:10.11%;width:45.88%;height:5.25%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:8.16%;width:91.83%;height:100.0%'><= span class=3DHBB style=3D'position:absolute;left:-8.88%;top:.3em'>l</span>Inter= generational equity </span></div> <div id=3D"_x0000_s250883_110_118" style=3D'position:absolute;top:70.5%; left:10.11%;width:39.32%;height:5.25%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:9.52%;width:90.47%;height:100.0%'><= span class=3DHBB style=3D'position:absolute;left:-10.52%;top:.3em'>l</span><p:o= nmouseclick hyperlinktype=3D"url" location=3D"Trends" href=3D"http://www.ssa.gov/history/reports/adcouncil/tirs1.html"/><a href=3D"http://www.ssa.gov/history/reports/adcouncil/tirs1.html#Trends" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'= position: relative'>Savings</a> </span></div> <div id=3D"_x0000_s250883_118_132" style=3D'position:absolute;top:77.0%; left:10.11%;width:39.32%;height:5.25%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:9.52%;width:90.47%;height:100.0%'><= span class=3DHBB style=3D'position:absolute;left:-10.52%;top:.3em'>l</span><p:o= nmouseclick hyperlinktype=3D"url" location=3D"Accounts" href=3D"http://www.ssa.gov/history/reports/adcouncil/tirs1.html"/><a 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xmlns:p=3D"urn:schemas-microsoft-com:office:powerpoint" xmlns:oa=3D"urn:schemas-microsoft-com:office:activation" xmlns=3D"http://www.w3.org/TR/REC-html40"> <head> <meta http-equiv=3DContent-Type content=3D"text/html; charset=3Dus-ascii"> <meta name=3DProgId content=3DPowerPoint.Slide> <meta name=3DGenerator content=3D"Microsoft PowerPoint 11"> <link id=3DMain-File rel=3DMain-File href=3D"../socialinsurance.htm"> <link rel=3DPreview href=3Dpreview.wmf>  <title>Economic Security and the Economics of Life and Health Insurance</ti= tle> <![if IE]> <base href=3D"file:///C:\B15244C5\socialinsurance_files\slide0041.htm" id=3D"webarch_temp_base_tag"> <![endif]> <meta name=3DDescription content=3D"4/4/2005: Old-Age, Survivors, Disability, and Health Insurance P= rogram"> <link rel=3DStylesheet href=3D"master08_stylesheet.css">  <![if !ppt]> <style media=3Dprint>  </style> <style>  </style> <script src=3Dscript.js></script><script></script><script></script><![endif]><p:slidetransition advancetime=3D"0" effect=3D"newsflash" flag=3D"1"/><o:shapelayout v:ext=3D"edit"> <o:idmap v:ext=3D"edit" data=3D"247"/> </o:shapelayout> </head> <body lang=3DEN-US style=3D'margin:0px;background-color:black' onclick=3D"DocumentOnClick()" onresize=3D"_RSW()" onload=3D"LoadSld()" onkeypress=3D"_KPH()" oa:clockstart=3D"onstart"> <div id=3DSlideObj class=3Dsld style=3D'position:absolute;top:0px;left:0px; width:534px;height:400px;font-size:16px;background-color:white;clip:rect(0%= , 101%, 101%, 0%); visibility:hidden'><p:slide coordsize=3D"720,540" colors=3D"#ffffff,#003366,#666699,#006666,#33cccc,#99cc99,#003366,#cc99ff" masterhref=3D"master08.xml"> <p:shaperange href=3D"master08.xml#_x0000_s1025"/><![if !ppt]><p:shaperange href=3D"master08.xml#_x0000_s1052"/><![if !vml]><img border=3D0 v:shapes=3D"_x0000_s1052,_x0000_s1027,_x0000_s1048,_x0000_s1036,_x0000_s10= 44" src=3D"master08_image003.gif" style=3D'position:absolute;top:0%;left:0%; width:83.7%;height:100.5%'><![endif]><p:shaperange href=3D"master08.xml#_x0000_s1037"/> <div v:shape=3D"_x0000_s1037" class=3DO style=3D'text-align:right;position= :absolute; top:95.25%;left:27.71%;width:21.53%;height:2.25%'><span lang=3DEN-US style=3D'font-size:42%;mso-field-code:meta0'>Monday, April 04, 2005</span>= <span style=3D'font-size:42%;mso-special-format:lastCR;display:none'> </span= ></div> <p:shaperange href=3D"master08.xml#_x0000_s1038"/> <div v:shape=3D"_x0000_s1038" class=3DO style=3D'text-align:center;positio= n:absolute; top:95.25%;left:64.41%;width:29.77%;height:2.25%'><span style=3D'font-size= :42%; mso-field-code:meta15'>Copyright MacMinn.org</span><span style=3D'font-siz= e: 42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master08.xml#_x0000_s1039"/> <div v:shape=3D"_x0000_s1039" class=3DO> <div style=3D'position:absolute;top:95.5%;left:3.74%;width:2.8%;height:2.2= 5%'><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-field-code:meta16= '><b>6</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> </div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s252930" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= h:624pt; height:90pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"title"/></v:shape> <div v:shape=3D"_x0000_s252930" class=3DT><span style=3D'position:absolute; top:13.25%;left:10.11%;width:87.45%;height:6.75%'><span style=3D'font-size= :89%'>Old-Age, Survivors, Disability, and </span></span><span style=3D'position:absolute; top:19.5%;left:10.11%;width:83.33%;height:6.75%'><span style=3D'font-size:= 89%'>Health Insurance Program</span></span></div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s2= 52931" type=3D"#_x0000_m1032" style=3D'position:absolute;left:66pt;top:186pt;wid= th:296.875pt; height:293.25pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"body" position=3D"1" size=3D"half"/><p:animation n= umber=3D"2" delay=3D"0" type=3D"text" level=3D"1" effect=3D"fly" direction=3D"down"/= ></v:shape> <div v:shape=3D"_x0000_s252931"> <div id=3D"_x0000_s252931_0_32" class=3DHB style=3D'position:absolute;top:= 35.5%; left:10.11%;width:45.31%;height:10.5%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:8.26%;width:91.73%;height:50.0%'><s= pan class=3DHBB style=3D'position:absolute;left:-9.0%;top:.3em'>l</span>The <p= :onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/1935table.html"/= ><a href=3D"http://www.ssa.gov/history/1935table.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Social Security Act </a></span><span style=3D'position:absolute;top:50.0%;left:8.= 26%; width:78.51%;height:50.0%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/1935table.html"/><a href=3D"http://www.ssa.gov/history/1935table.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;">of 1935</a> </span></div> <div id=3D"_x0000_s252931_32_40" class=3DHB1 style=3D'position:absolute;to= p:47.0%; left:15.16%;width:34.45%;height:4.5%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:9.23%;width:90.76%;height:100.0%'><= span class=3DHB1B style=3D'position:absolute;left:-10.17%;top:.3em'>–</sp= an><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/chrono.html"/><a href=3D"http://www.ssa.gov/history/chrono.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= History</a> </span></div> <div id=3D"_x0000_s252931_40_53" class=3DHB2 style=3D'position:absolute;to= p:52.25%; left:20.22%;width:29.4%;height:4.0%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:8.28%;width:91.71%;height:100.0%'><= span class=3DHB2B style=3D'position:absolute;left:-9.02%;top:.3em'>l</span><p:o= nmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/mpeg/videosound.= html"/><a href=3D"http://www.ssa.gov/history/mpeg/videosound.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= 1935</a><span style=3D'mso-spacerun:yes'> </span><p:onmouseclick hyperlinktype=3D"u= rl" href=3D"http://www.ssa.gov/history/mpeg/fdrbig.mpg"/><a href=3D"http://www.ssa.gov/history/mpeg/fdrbig.mpg" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= signing</a> </span></div> <div id=3D"_x0000_s252931_53_77" class=3DHB2 style=3D'position:absolute;to= p:56.99%; left:20.22%;width:29.4%;height:8.0%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:8.28%;width:91.71%;height:50.0%'><s= pan class=3DHB2B style=3D'position:absolute;left:-9.02%;top:.3em'>l</span>Soci= al Security </span><span style=3D'position:absolute;top:50.0%;left:8.28%; width:91.71%;height:50.0%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/ssn/firstcard.html"/><a href=3D"http://www.ssa.gov/history/ssn/firstcard.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;">numbers</a> </span></div> <div id=3D"_x0000_s252931_77_108" class=3DHB2 style=3D'position:absolute;t= op:65.75%; left:20.22%;width:34.64%;height:8.0%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:7.02%;width:92.97%;height:50.0%'><s= pan class=3DHB2B style=3D'position:absolute;left:-7.55%;top:.3em'>l</span><p:o= nmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/1950.html"/><a href=3D"http://www.ssa.gov/history/1950.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Disability</a>, see August 1, </span><span style=3D'position:absolute;top:50.0%;left:7.02%; width:77.83%;height:50.0%'>1956 </span></div> <div id=3D"_x0000_s252931_108_130" class=3DHB2 style=3D'position:absolute; top:74.5%;left:20.22%;width:31.08%;height:4.0%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:7.83%;width:91.56%;height:100.0%'><= span class=3DHB2B style=3D'position:absolute;left:-8.55%;top:.3em'>l</span><p:o= nmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/1960.html"/><a href=3D"http://www.ssa.gov/history/1960.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Health</a>, see Medicare </span></div> <div class=3DHB style=3D'position:absolute;top:79.75%;left:10.11%;width:39= .32%; height:5.25%'><span style=3D'position:absolute;top:0%;left:9.52%;width:90.= 47%; height:100.0%'><span style=3D'visibility:hidden'><span class=3DHBB style=3D'position:absolute;left:-10.52%'>l</span></span><span style=3D'mso= -special-format: 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xmlns=3D"http://www.w3.org/TR/REC-html40"> <head> <meta http-equiv=3DContent-Type content=3D"text/html; charset=3Dus-ascii"> <meta name=3DProgId content=3DPowerPoint.Slide> <meta name=3DGenerator content=3D"Microsoft PowerPoint 11"> <link id=3DMain-File rel=3DMain-File href=3D"../socialinsurance.htm"> <link rel=3DPreview href=3Dpreview.wmf>  <title>Economic Security and the Economics of Life and Health Insurance</ti= tle> <![if IE]> <base href=3D"file:///C:\B15244C5\socialinsurance_files\slide0042.htm" id=3D"webarch_temp_base_tag"> <![endif]> <meta name=3DDescription content=3D"4/4/2005: Old-Age, Survivors, Disability, and Health Insurance P= rogram"> <link rel=3DStylesheet href=3D"master08_stylesheet.css">  <![if !ppt]> <style media=3Dprint>  </style> <style>  </style> <script src=3Dscript.js></script><script></script><script></script><![endif]><p:slidetransition advancetime=3D"0" effect=3D"newsflash" flag=3D"1"/><o:shapelayout v:ext=3D"edit"> <o:idmap v:ext=3D"edit" data=3D"251"/> 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:absolute; top:95.25%;left:27.71%;width:21.53%;height:2.25%'><span lang=3DEN-US style=3D'font-size:42%;mso-field-code:meta0'>Monday, April 04, 2005</span>= <span style=3D'font-size:42%;mso-special-format:lastCR;display:none'> </span= ></div> <p:shaperange href=3D"master08.xml#_x0000_s1038"/> <div v:shape=3D"_x0000_s1038" class=3DO style=3D'text-align:center;positio= n:absolute; top:95.25%;left:64.41%;width:29.77%;height:2.25%'><span style=3D'font-size= :42%; mso-field-code:meta15'>Copyright MacMinn.org</span><span style=3D'font-siz= e: 42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master08.xml#_x0000_s1039"/> <div v:shape=3D"_x0000_s1039" class=3DO> <div style=3D'position:absolute;top:95.5%;left:3.74%;width:2.8%;height:2.2= 5%'><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-field-code:meta16= '><b>7</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> </div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s257026" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= h:624pt; height:90pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"title"/></v:shape> <div v:shape=3D"_x0000_s257026" class=3DT><span style=3D'position:absolute; top:13.25%;left:10.11%;width:87.45%;height:6.75%'><span style=3D'font-size= :89%'>Old-Age, Survivors, Disability, and </span></span><span style=3D'position:absolute; top:19.5%;left:10.11%;width:83.33%;height:6.75%'><span style=3D'font-size:= 89%'>Health Insurance Program</span></span></div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s2= 57027" type=3D"#_x0000_m1032" style=3D'position:absolute;left:66pt;top:186pt;wid= th:605.75pt; height:293.25pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"body" position=3D"1"/><p:animation number=3D"2" de= lay=3D"0" type=3D"text" level=3D"1" effect=3D"fly" direction=3D"down" flag=3D"0"/>= </v:shape> <div v:shape=3D"_x0000_s257027"> <div id=3D"_x0000_s257027_0_12" class=3DB style=3D'mso-line-spacing:"90 20= 0"; position:absolute;top:35.0%;left:10.11%;width:82.2%;height:5.25%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.55%;width:95.44%; height:100.0%'><span style=3D'font-size:86%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.77%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:86%'>Eligibility= 3;</span></span></div> <div id=3D"_x0000_s257027_12_33" class=3DB1 style=3D'mso-line-spacing:"90 = 20 0"; position:absolute;top:40.5%;left:15.16%;width:77.34%;height:3.5%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:67%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:67%'>Fully insured status </span></span></div> <div id=3D"_x0000_s257027_33_51" class=3DB1 style=3D'mso-line-spacing:"90 = 20 0"; position:absolute;top:44.5%;left:15.16%;width:77.34%;height:3.5%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:67%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:67%'>Currently insured </span></span></div> <div id=3D"_x0000_s257027_51_70" class=3DB1 style=3D'mso-line-spacing:"90 = 20 0"; position:absolute;top:48.5%;left:15.16%;width:77.34%;height:3.5%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:67%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:67%'>Disability insured </span></span></div> <div id=3D"_x0000_s257027_70_78" class=3DB style=3D'mso-line-spacing:"90 2= 0 0"; position:absolute;top:52.5%;left:10.11%;width:82.2%;height:5.25%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.55%;width:95.44%; height:100.0%'><span style=3D'font-size:86%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.77%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:86%'>Benefit </= span></span></div> <div id=3D"_x0000_s257027_78_118" class=3DB1 style=3D'mso-line-spacing:"90= 20 0"; position:absolute;top:58.25%;left:15.16%;width:77.34%;height:4.5%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'><p:onmouseclick hyperlinktype=3D"url" location=3D"= aime" href=3D"http://www.ssa.gov/OACT/COLA/Benefits.html"/><a href=3D"http://www.ssa.gov/OACT/COLA/Benefits.html#aime" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Average indexed monthly earnings</a></span><span style=3D'font-size:83%'><span style=3D'mso-spacerun:yes'> </span>(AIME) </span></span></div> <div id=3D"_x0000_s257027_118_149" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:63.24%;left:15.16%;width:77.34%;height:4.5%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/OACT/COLA/piaformula.html"/><a href=3D"http://www.ssa.gov/OACT/COLA/piaformula.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Primary insurance amount </a></span><span style=3D'font-size:83%'>(PIA) </span= ></span></div> <div id=3D"_x0000_s257027_149_155" class=3DB style=3D'mso-line-spacing:"90= 20 0"; position:absolute;top:68.25%;left:10.11%;width:82.2%;height:5.25%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.55%;width:95.44%; height:100.0%'><span style=3D'font-size:86%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.77%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:86%'>Cover </sp= an></span></div> <div id=3D"_x0000_s257027_155_175" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:74.0%;left:15.16%;width:77.34%;height:4.5%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/planners/calculators.htm"/><a href=3D"http://www.ssa.gov/planners/calculators.htm" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Retirement benefits</a></span><span style=3D'font-size:83%;display:none'> </span>= </span></div> <div id=3D"_x0000_s257027_175_193" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:78.75%;left:15.16%;width:77.34%;height:4.5%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'>Survivor benefits </span></span></div> <div id=3D"_x0000_s257027_193_213" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:83.75%;left:15.16%;width:77.34%;height:4.5%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'>Disability benefits </span></span></div> <div class=3DB1 style=3D'mso-line-spacing:"90 20 0";position:absolute;top:= 88.5%; left:15.16%;width:77.34%;height:4.5%'><span style=3D'position:absolute; top:0%;left:4.11%;width:95.88%;height:100.0%'><span style=3D'font-size:83%; visibility:hidden'><span style=3D'mso-special-format:bullet;position:absol= ute; left:-4.29%;font-size:75%'>–</span></span><span style=3D'font-size:8= 3%; mso-special-format:lastCR;display:none'> </span></span></div> </div> <v:shapetype 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style=3D'font-size:75%;layout-flow:vertical'>The retirement benefit is 100= % of the </span></span><span style=3D'position:absolute;top:25.0%;left:0%;width= :97.34%; height:25.0%'><span style=3D'font-size:75%;layout-flow:vertical'>PIA at th= e </span><span style=3D'font-size:75%;layout-flow:vertical'><p:onmouseclick hyperlinktype= =3D"url" href=3D"http://www.ssa.gov/OACT/ProgData/nra.html"/><a href=3D"http://www.ssa.gov/OACT/ProgData/nra.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;">normal retirement age</a></s= pan><span style=3D'font-size:75%;layout-flow:vertical'>.<span style=3D'mso-spacerun:yes'> </span>A </span></span><span style=3D'po= sition: absolute;top:50.0%;left:0%;width:98.1%;height:25.0%'><span style=3D'font-s= ize: 75%;layout-flow:vertical'>spouse who is the normal retirement </span></spa= n><span style=3D'position:absolute;top:75.0%;left:0%;width:87.12%;height:25.0%'><s= pan style=3D'font-size:75%;layout-flow:vertical'>age receives 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colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>Retire= ment benefits</font><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>The re= tirement benefit is 100% of the PIA at the normal retirement age.<span style=3D'mso-spacerun:yes'> </span>A spouse who is the normal retir= ement age receives 50%.</font><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>Surviv= or benefits</font><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>The sp= ouse of a fully insured worker is entitled to survivor benefits as early as age 60 (71.5% of the PIA at 60 but 100% of PIA at the normal retirement age)</fo= nt><br> </td> </tr> </table> </div> <![endif]> </body> </html> ------=_NextPart_01C53933.181371D0 Content-Location: file:///C:/B15244C5/socialinsurance_files/slide0043.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" <html xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:o=3D"urn:schemas-microsoft-com:office:office" xmlns:p=3D"urn:schemas-microsoft-com:office:powerpoint" xmlns:oa=3D"urn:schemas-microsoft-com:office:activation" xmlns=3D"http://www.w3.org/TR/REC-html40"> <head> <meta http-equiv=3DContent-Type content=3D"text/html; charset=3Dus-ascii"> <meta name=3DProgId content=3DPowerPoint.Slide> <meta name=3DGenerator content=3D"Microsoft PowerPoint 11"> <link id=3DMain-File rel=3DMain-File href=3D"../socialinsurance.htm"> <link rel=3DPreview href=3Dpreview.wmf>  <title>Economic Security and the Economics of Life and Health Insurance</ti= tle> <![if IE]> <base href=3D"file:///C:\B15244C5\socialinsurance_files\slide0043.htm" id=3D"webarch_temp_base_tag"> <![endif]> <meta name=3DDescription content=3D"4/4/2005: Medicare"> <link rel=3DStylesheet href=3D"master08_stylesheet.css">  <![if !ppt]> <style media=3Dprint>  </style> <style>  </style> <script src=3Dscript.js></script><script></script><script></script><![endif]><p:slidetransition advancetime=3D"0" effect=3D"newsflash" flag=3D"1"/><o:shapelayout v:ext=3D"edit"> <o:idmap v:ext=3D"edit" data=3D"253"/> </o:shapelayout> </head> <body lang=3DEN-US style=3D'margin:0px;background-color:black' onclick=3D"DocumentOnClick()" onresize=3D"_RSW()" onload=3D"LoadSld()" onkeypress=3D"_KPH()" oa:clockstart=3D"onstart"> <div id=3DSlideObj class=3Dsld style=3D'position:absolute;top:0px;left:0px; width:534px;height:400px;font-size:16px;background-color:white;clip:rect(0%= , 101%, 101%, 0%); visibility:hidden'><p:slide coordsize=3D"720,540" colors=3D"#ffffff,#003366,#666699,#006666,#33cccc,#99cc99,#003366,#cc99ff" masterhref=3D"master08.xml"> <p:shaperange href=3D"master08.xml#_x0000_s1025"/><![if !ppt]><p:shaperange href=3D"master08.xml#_x0000_s1052"/><![if !vml]><img border=3D0 v:shapes=3D"_x0000_s1052,_x0000_s1027,_x0000_s1048,_x0000_s1036,_x0000_s10= 44" src=3D"master08_image003.gif" style=3D'position:absolute;top:0%;left:0%; width:83.7%;height:100.5%'><![endif]><p:shaperange href=3D"master08.xml#_x0000_s1037"/> <div v:shape=3D"_x0000_s1037" class=3DO style=3D'text-align:right;position= :absolute; top:95.25%;left:27.71%;width:21.53%;height:2.25%'><span lang=3DEN-US style=3D'font-size:42%;mso-field-code:meta0'>Monday, April 04, 2005</span>= <span style=3D'font-size:42%;mso-special-format:lastCR;display:none'> </span= ></div> <p:shaperange href=3D"master08.xml#_x0000_s1038"/> <div v:shape=3D"_x0000_s1038" class=3DO style=3D'text-align:center;positio= n:absolute; top:95.25%;left:64.41%;width:29.77%;height:2.25%'><span style=3D'font-size= :42%; mso-field-code:meta15'>Copyright MacMinn.org</span><span style=3D'font-siz= e: 42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master08.xml#_x0000_s1039"/> <div v:shape=3D"_x0000_s1039" class=3DO> <div style=3D'position:absolute;top:95.5%;left:3.74%;width:2.8%;height:2.2= 5%'><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-field-code:meta16= '><b>8</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> </div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s259074" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= h:624pt; height:90pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"title"/></v:shape> <div v:shape=3D"_x0000_s259074" class=3DT style=3D'position:absolute;top:1= 8.75%; left:10.11%;width:83.33%;height:7.75%'>Medicare</div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s2= 59075" type=3D"#_x0000_m1032" style=3D'position:absolute;left:66pt;top:186pt;wid= th:296.875pt; height:293.25pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"body" position=3D"1" size=3D"half"/><p:animation n= umber=3D"2" delay=3D"0" type=3D"text" level=3D"1" effect=3D"fly" direction=3D"down" = flag=3D"0"/></v:shape> <div v:shape=3D"_x0000_s259075"> <div id=3D"_x0000_s259075_0_103" class=3DHB style=3D'mso-line-spacing:"80 = 20 0"; position:absolute;top:34.75%;left:10.11%;width:45.69%;height:15.0%;white-s= pace: nowrap'><span style=3D'position:absolute;top:0%;left:8.19%;width:91.8%; height:30.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-for= mat: bullet;position:absolute;left:-8.92%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:83%'>The 1965 amend= ment to the </span></span><span style=3D'position:absolute;top:23.33%;left:8.19= %; width:83.6%;height:30.0%'><span style=3D'font-size:83%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/OP_Home/ssact/title18/18= 00.htm"/><a href=3D"http://www.ssa.gov/OP_Home/ssact/title18/1800.htm" target=3D"_pare= nt" onclick=3D"window.event.cancelBubble=3Dtrue;">Social Security Act added </= a></span></span><span style=3D'position:absolute;top:46.66%;left:8.19%;width:77.86%;height:30.0%= '><span style=3D'font-size:83%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/OP_Home/ssact/title18/1800.htm"/><a href=3D"http://www.ssa.gov/OP_Home/ssact/title18/1800.htm" target=3D"_pare= nt" onclick=3D"window.event.cancelBubble=3Dtrue;">Title XVIII</a></span><span style=3D'font-size:83%'> that provides </span></span><span style=3D'positi= on:absolute; top:70.0%;left:8.19%;width:77.86%;height:30.0%'><span style=3D'font-size:8= 3%'>health care for the aged </span></span></div> <div id=3D"_x0000_s259075_103_123" class=3DHB1 style=3D'mso-line-spacing:"= 80 20 0"; position:absolute;top:49.75%;left:15.16%;width:34.45%;height:4.0%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:9.23%;width:90.76%; height:100.0%'><span style=3D'font-size:90%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-10.17%;top:.3em;font-size:75%'>–</spa= n></span><span style=3D'font-size:90%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/mpeg/JFK2BIG.MPG"/><a href=3D"http://www.ssa.gov/history/mpeg/JFK2BIG.MPG" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Kennedy</a></span><span style=3D'font-size:90%'><span style=3D'mso-spacerun:yes'> </span>on Medicare </span></span></div> <div id=3D"_x0000_s259075_123_135" class=3DHB1 style=3D'mso-line-spacing:"= 80 20 0"; position:absolute;top:53.75%;left:15.16%;width:34.45%;height:4.0%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:9.23%;width:90.76%; height:100.0%'><span style=3D'font-size:90%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-10.17%;top:.3em;font-size:75%'>–</spa= n></span><span style=3D'font-size:90%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/sounds/lbjonpassage.wma"/><a href=3D"http://www.ssa.gov/history/sounds/lbjonpassage.wma" target=3D"_par= ent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= LBJ remarks</a></span><span style=3D'font-size:90%;display:none'> </span><= /span></div> <div id=3D"_x0000_s259075_135_150" class=3DHB1 style=3D'mso-line-spacing:"= 80 20 0"; position:absolute;top:57.75%;left:15.16%;width:34.45%;height:4.0%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:9.23%;width:90.76%; height:100.0%'><span style=3D'font-size:90%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-10.17%;top:.3em;font-size:75%'>–</spa= n></span><span style=3D'font-size:90%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/mpeg/trumanbig.mpg"/><a href=3D"http://www.ssa.gov/history/mpeg/trumanbig.mpg" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= LBJ and Truman</a></span><span style=3D'font-size:90%;display:none'> </span></= span></div> <div id=3D"_x0000_s259075_150_198" class=3DHB style=3D'mso-line-spacing:"8= 0 20 0"; position:absolute;top:61.75%;left:10.11%;width:46.44%;height:8.0%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:8.06%;width:91.93%; height:56.25%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-8.77%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:83%'>Medicare is a = two part health </span></span><span style=3D'position:absolute;top:43.75%; left:8.06%;width:76.61%;height:56.25%'><span style=3D'font-size:83%'>insur= ance program </span></span></div> <div id=3D"_x0000_s259075_198_224" class=3DHB1 style=3D'mso-line-spacing:"= 80 20 0"; position:absolute;top:69.75%;left:15.16%;width:36.51%;height:4.0%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:8.71%;width:91.28%; height:100.0%'><span style=3D'font-size:90%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-9.55%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:90%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://medicare.custhelp.com/cgi-bin/medicare.cfg/php/enduser/std= _adp.php?p_sid=3D3c1VMR9h&p_lva=3D1277&p_faqid=3D48&p_created= =3D993667044&p_sp=3DcF9zcmNoPTEmcF9ncmlkc29ydD0mcF9yb3dfY250PTkzJnBfc2V= hcmNoX3RleHQ9aG9zcGl0YWwgaW5zdXJhbmNlJnBfc2VhcmNoX3R5cGU9MyZwX2NhdF9"/><a href=3D"http://medicare.custhelp.com/cgi-bin/medicare.cfg/php/enduser/std_= adp.php?p_sid=3D3c1VMR9h&p_lva=3D1277&p_faqid=3D48&p_created=3D= 993667044&p_sp=3DcF9zcmNoPTEmcF9ncmlkc29ydD0mcF9yb3dfY250PTkzJnBfc2Vhcm= NoX3RleHQ9aG9zcGl0YWwgaW5zdXJhbmNlJnBfc2VhcmNoX3R5cGU9MyZwX2NhdF9" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'= position: relative'>Part A</a></span><span style=3D'font-size:90%'><span style=3D'mso-spacerun:yes'> </span>(health insurance) </span></sp= an></div> <div id=3D"_x0000_s259075_224_265" class=3DHB1 style=3D'mso-line-spacing:"= 80 20 0"; position:absolute;top:73.75%;left:15.16%;width:34.45%;height:7.25%;white-s= pace: nowrap'><span style=3D'position:absolute;top:0%;left:9.23%;width:90.76%; height:55.17%'><span style=3D'font-size:90%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-10.17%;top:.3em;font-size:75%'>–</spa= n></span><span style=3D'font-size:90%'>Part B (supplementary </span></span><span style=3D'position:absolute;top:44.82%;left:9.23%;width:90.76%;height:55.17= %'><span style=3D'font-size:90%'>medical insurance) </span></span></div> <div id=3D"_x0000_s259075_265_282" class=3DHB style=3D'mso-line-spacing:"8= 0 20 0"; position:absolute;top:81.0%;left:10.11%;width:39.32%;height:4.5%;white-spa= ce: 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href=3D"master09.xml#_x0000_s8193"/><![if !ppt]><p:shaperange href=3D"master09.xml#_x0000_s8213"/><![if !vml]><img border=3D0 v:shapes=3D"_x0000_s8213,_x0000_s8194,_x0000_s8195" src=3D"master09_image0= 01.gif" style=3D'position:absolute;top:0%;left:0%;width:64.41%;height:100.5%'><![e= ndif]><p:shaperange href=3D"master09.xml#_x0000_s8210"/><![if !vml]><img border=3D0 v:shapes=3D"_x0000_s8210,_x0000_s8204,_x0000_s8205" src=3D"master09_image0= 02.gif" style=3D'position:absolute;top:71.25%;left:39.7%;width:53.55%;height:5.0%'= ><![endif]><p:shaperange href=3D"master09.xml#_x0000_s8206"/> <div v:shape=3D"_x0000_s8206" class=3DO style=3D'text-align:right;position= :absolute; top:95.25%;left:27.71%;width:21.53%;height:2.25%'><span lang=3DEN-US style=3D'font-size:42%;color:white;mso-color-index:0;mso-field-code:meta0'= >Monday, April 04, 2005</span><span style=3D'font-size:42%;color:white;mso-color-in= dex: 0;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master09.xml#_x0000_s8207"/> <div v:shape=3D"_x0000_s8207" class=3DO style=3D'text-align:right;position= :absolute; top:95.25%;left:64.41%;width:29.77%;height:2.25%'><span style=3D'font-size= :42%; mso-field-code:meta15'>Copyright MacMinn.org</span><span style=3D'font-siz= e: 42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master09.xml#_x0000_s8209"/> <div v:shape=3D"_x0000_s8209" class=3DO style=3D'position:absolute;top:95.= 5%; left:1.87%;width:4.49%;height:2.25%'><span style=3D'font-size:42%;color:wh= ite; mso-color-index:0;mso-field-code:meta16'><b>1</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> <![endif]><p:shaperange href=3D"master09.xml#_x0000_m8211"/><v:shape id=3D= "_x0000_s67590" type=3D"#_x0000_m8211" style=3D'position:absolute;left:54pt;top:78pt;widt= h:9in; height:150pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock 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</span= ></div> </p:slide></div> <![if !ppt]> <div id=3DNotesObj style=3D'display:none'> <table style=3D'color:white' border=3D0 width=3D"100%"> <tr> <td width=3D5 nowrap></td> <td width=3D"100%"></td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>Commen= t on longevity risk.</font><br> </td> </tr> </table> </div> <![endif]> </body> </html> ------=_NextPart_01C53933.181371D0 Content-Location: file:///C:/B15244C5/socialinsurance_files/master09_image001.gif Content-Transfer-Encoding: base64 Content-Type: image/gif R0lGODlhWAGSAXcAMSH+GlNvZnR3YXJlOiBNaWNyb3NvZnQgT2ZmaWNlACH5BAEAAAAALAAAAABX AZABgQAAAJnMmf///wECAwL/jI+py+0Po5y02ouzlqD7D4biSJZmuaXqyrbuC6fnTNd2GOf6zve+ dgsKh52f8YhMKi3EphO1jEqnVNjzigVUt9yud5ENE7/ksvkoTt/O7LZbpY7P3vS6vSHPk+78/lsP COI3SOgVeKhVqLiohBjICBnJ4wgoaXnJQqmHydnJpCnnKTqKBxpHippqepra6rmq5iqLCZs2extZ K4bLq6gb1hvs95slbGxHjHW87JZ8xQxt5vwUXW043WStXYWdvf291D0GTo4mLlSe7nOOru6ewx70 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oa:clockstart=3D"onstart"> <div id=3DSlideObj class=3Dsld style=3D'position:absolute;top:0px;left:0px; width:534px;height:400px;font-size:16px;background-color:white;clip:rect(0%= , 101%, 101%, 0%); visibility:hidden'><p:slide coordsize=3D"720,540" colors=3D"#ffffff,#003366,#666699,#006666,#33cccc,#99cc99,#003366,#cc99ff" masterhref=3D"master08.xml"> <p:shaperange href=3D"master08.xml#_x0000_s1025"/><![if !ppt]><p:shaperange href=3D"master08.xml#_x0000_s1052"/><![if !vml]><img border=3D0 v:shapes=3D"_x0000_s1052,_x0000_s1027,_x0000_s1048,_x0000_s1036,_x0000_s10= 44" src=3D"master08_image003.gif" style=3D'position:absolute;top:0%;left:0%; width:83.7%;height:100.5%'><![endif]><p:shaperange href=3D"master08.xml#_x0000_s1037"/> <div v:shape=3D"_x0000_s1037" class=3DO style=3D'text-align:right;position= :absolute; top:95.25%;left:27.71%;width:21.53%;height:2.25%'><span lang=3DEN-US style=3D'font-size:42%;mso-field-code:meta0'>Monday, April 04, 2005</span>= <span style=3D'font-size:42%;mso-special-format:lastCR;display:none'> </span= ></div> <p:shaperange href=3D"master08.xml#_x0000_s1038"/> <div v:shape=3D"_x0000_s1038" class=3DO style=3D'text-align:center;positio= n:absolute; top:95.25%;left:64.41%;width:29.77%;height:2.25%'><span style=3D'font-size= :42%; mso-field-code:meta15'>Copyright MacMinn.org</span><span style=3D'font-siz= e: 42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master08.xml#_x0000_s1039"/> <div v:shape=3D"_x0000_s1039" class=3DO style=3D'position:absolute;top:95.= 5%; left:3.74%;width:2.8%;height:2.25%'><span style=3D'font-size:42%;color:whi= te; mso-color-index:0;mso-field-code:meta16'><b>2</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s70658" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= h:624pt; height:90pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"title"/></v:shape> <div v:shape=3D"_x0000_s70658" class=3DT style=3D'position:absolute;top:18= .75%; left:10.11%;width:83.33%;height:7.75%'>Objectives</div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s7= 0659" type=3D"#_x0000_m1032" style=3D'position:absolute;left:66pt;top:186pt;wid= th:296.875pt; height:293.25pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"body" position=3D"1" size=3D"half"/><p:animation n= umber=3D"2" delay=3D"0" type=3D"text" level=3D"1" effect=3D"fly" direction=3D"down"/= ></v:shape> <div v:shape=3D"_x0000_s70659" class=3DHB> <div id=3D"_x0000_s70659_0_43" style=3D'position:absolute;top:35.5%;left:1= 0.11%; width:46.06%;height:10.5%;white-space:nowrap'><span style=3D'position:abso= lute; top:0%;left:8.13%;width:91.86%;height:50.0%'><span class=3DHBB style=3D'po= sition: absolute;left:-8.84%;top:.3em'>l</span>Explain the rationale for </span><s= pan style=3D'position:absolute;top:50.0%;left:8.13%;width:77.23%;height:50.0%'= >social insurance </span></div> <div id=3D"_x0000_s70659_43_154" style=3D'position:absolute;top:47.0%;left= :10.11%; width:46.44%;height:26.5%;white-space:nowrap'><span style=3D'position:abso= lute; top:0%;left:8.06%;width:81.45%;height:19.81%'><span class=3DHBB style=3D'position:absolute;left:-9.9%;top:.3em'>l</span>Describe the benef= its </span><span style=3D'position:absolute;top:20.75%;left:8.06%;width:87.09%;height:19.81= %'>available under the old </span><span style=3D'position:absolute;top:40.56%;left:8.06= %; width:91.93%;height:19.81%'>age, survivors, disability </span><span style=3D'position:absolute;top:60.37%;left:8.06%;width:80.64%;height:19.81= %'>and health insurance </span><span style=3D'position:absolute;top:81.13%;left:8= .06%; width:76.61%;height:19.81%'>(OASDHI) program </span></div> <div id=3D"_x0000_s70659_154_212" style=3D'position:absolute;top:74.75%; left:10.11%;width:42.69%;height:15.75%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:8.77%;width:91.22%;height:33.33%'><= span class=3DHBB style=3D'position:absolute;left:-9.61%;top:.3em'>l</span>Descr= ibe the eligibility </span><span style=3D'position:absolute;top:33.33%;left:8.77%; width:83.33%;height:33.33%'>requirements for </span><span style=3D'positio= n: absolute;top:68.25%;left:8.77%;width:83.33%;height:33.33%'>OASDHI benefits </span></div> <div style=3D'position:absolute;top:91.75%;left:10.11%;width:39.32%;height= :5.25%'><span style=3D'position:absolute;top:0%;left:9.52%;width:90.47%;height:100.0%'><= span style=3D'visibility:hidden'><span class=3DHBB style=3D'position:absolute;l= eft:-10.52%'>l</span></span> </span></div> <div style=3D'position:absolute;top:98.25%;left:10.11%;width:39.32%;height= :5.25%'><span 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colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>2.</fo= nt><font face=3DArial size=3D3>Participation is compulsory for the target populati= on</font><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>3.</fo= nt><font face=3DArial size=3D3>Contributions are not fully adjusted for probabilit= y of loss</font><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><br> </td> </tr> </table> </div> <![endif]> </body> </html> ------=_NextPart_01C53933.181371D0 Content-Location: file:///C:/B15244C5/socialinsurance_files/master08_image003.gif Content-Transfer-Encoding: base64 Content-Type: image/gif R0lGODlhvwGSAXcAMSH+GlNvZnR3YXJlOiBNaWNyb3NvZnQgT2ZmaWNlACH5BAEAAAAALAAAAAC9 AZABgQAAAAAzZpnMmQECAwL/lI+py+0Po5y0Wgqy3rz7D4biSJbmiabqyrbcBcfyTNf24ub6zvf+ DzTdhsSi8egIKpfMpvNJQkqn1CoEis1qt1yQ9QsOE7vksvnsEqvX7Aj6DY/D2/R6W47P65v2vr+6 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href=3D"master08.xml#_x0000_s1025"/><![if !ppt]><p:shaperange href=3D"master08.xml#_x0000_s1052"/><![if !vml]><img border=3D0 v:shapes=3D"_x0000_s1052,_x0000_s1027,_x0000_s1048,_x0000_s1036,_x0000_s10= 44" src=3D"master08_image003.gif" style=3D'position:absolute;top:0%;left:0%; width:83.7%;height:100.5%'><![endif]><p:shaperange href=3D"master08.xml#_x0000_s1037"/> <div v:shape=3D"_x0000_s1037" class=3DO style=3D'text-align:right;position= :absolute; top:95.25%;left:27.71%;width:21.53%;height:2.25%'><span lang=3DEN-US style=3D'font-size:42%;mso-field-code:meta0'>Monday, April 04, 2005</span>= <span style=3D'font-size:42%;mso-special-format:lastCR;display:none'> </span= ></div> <p:shaperange href=3D"master08.xml#_x0000_s1038"/> <div v:shape=3D"_x0000_s1038" class=3DO style=3D'text-align:center;positio= n:absolute; top:95.25%;left:64.41%;width:29.77%;height:2.25%'><span style=3D'font-size= :42%; mso-field-code:meta15'>Copyright MacMinn.org</span><span style=3D'font-siz= e: 42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master08.xml#_x0000_s1039"/> <div v:shape=3D"_x0000_s1039" class=3DO> <div style=3D'position:absolute;top:95.5%;left:3.74%;width:2.8%;height:2.2= 5%'><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-field-code:meta16= '><b>3</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> </div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s246786" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= h:624pt; height:90pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"title"/></v:shape> <div v:shape=3D"_x0000_s246786" class=3DT style=3D'position:absolute;top:1= 8.75%; left:10.11%;width:85.58%;height:7.75%'>Rationale for social insurance</div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s2= 46787" type=3D"#_x0000_m1032" style=3D'position:absolute;left:66pt;top:186pt;wid= th:605.75pt; height:293.25pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"body" position=3D"1"/><p:animation number=3D"2" de= lay=3D"0" type=3D"text" level=3D"1" effect=3D"fly" direction=3D"down"/></v:shape> <div v:shape=3D"_x0000_s246787" class=3DB> <div id=3D"_x0000_s246787_0_99" style=3D'position:absolute;top:35.5%;left:= 10.11%; width:93.63%;height:18.5%;white-space:nowrap'><span style=3D'position:abso= lute; top:0%;left:4.0%;width:83.8%;height:32.43%'><span class=3DBB style=3D'posi= tion: absolute;left:-4.77%;top:.3em'>l</span>If markets are competitive then soc= ial </span><span style=3D'position:absolute;top:33.78%;left:4.0%;width:96.0%;height:32.43%'= >insurance may be thought of as a response </span><span style=3D'position:absolute; top:67.56%;left:4.0%;width:83.8%;height:32.43%'>to market failure </sp= an></div> <div id=3D"_x0000_s246787_99_221" style=3D'position:absolute;top:55.5%;lef= t:10.11%; width:97.0%;height:18.5%;white-space:nowrap'><span style=3D'position:absol= ute; top:0%;left:3.86%;width:96.13%;height:32.43%'><span class=3DBB style=3D'po= sition: absolute;left:-4.01%;top:.3em'>l</span>Social insurance may also be though= t of as a </span><span style=3D'position:absolute;top:32.43%;left:3.86%;width:9= 2.66%; height:32.43%'>desire to promote social equity or to protect </span><span style=3D'position:absolute;top:66.21%;left:3.86%;width:80.88%;height:32.43= %'>vulnerable segments of society</span></div> </div> <v:shapetype id=3D"_x0000_t202" coordsize=3D"21600,21600" o:spt=3D"202" pa= th=3D"m,l,21600r21600,l21600,xe"> <v:stroke joinstyle=3D"miter"/> <v:path gradientshapeok=3D"t" o:connecttype=3D"rect"/> </v:shapetype><v:shape id=3D"_x0000_s246788" type=3D"#_x0000_t202" style= =3D'position:absolute; left:318pt;top:258pt;width:366pt;height:277.625pt' filled=3D"f" fillcolor= =3D"#3cc [4]" stroked=3D"f" strokecolor=3D"#036 [1]"> <v:fill color2=3D"white [0]"/> <v:shadow color=3D"#669 [2]"/> <v:textbox style=3D'mso-fit-shape-to-text:t'/> <p:animation number=3D"3" delay=3D"0" type=3D"object" effect=3D"cut" direction=3D"noBlack"/></v:shape> <div id=3D"_x0000_s246788_AllText" v:shape=3D"_x0000_s246788" class=3DO style=3D'position:absolute;top:48.75%;left:45.13%;width:58.42%;height:50.0= %; white-space:nowrap'> <div style=3D'mso-line-spacing:"100 30 0"'><span style=3D'position:absolut= e; top:0%;left:0%;width:90.06%;height:8.0%'><span style=3D'font-size:75%; layout-flow:vertical'>The provision of some services such as </span></span= ><span style=3D'position:absolute;top:8.0%;left:0%;width:87.5%;height:8.0%'><span style=3D'font-size:75%;layout-flow:vertical'>health care may be viewed as a public </span></span><span style=3D'position:absolute;top:16.0%;left:0%; width:99.67%;height:8.0%'><span style=3D'font-size:75%;layout-flow:vertica= l'>good.<span style=3D'mso-spacerun:yes'> </span>If so then there is a benefit to society </span></span><span style=3D'position:absolute;top:24.0%;left:0%; width:99.35%;height:8.0%'><span style=3D'font-size:75%;layout-flow:vertica= l'>beyond that to the individual.<span style=3D'mso-spacerun:yes'> </span>In t= he case of </span></span><span style=3D'position:absolute;top:32.0%;left:0%; width:100.0%;height:8.0%'><span style=3D'font-size:75%;layout-flow:vertica= l'>a public good the benefits to society exceed </span></span><span style=3D'position:absolute;top:40.0%;left:0%;width:94.23%;height:8.0%'><sp= an style=3D'font-size:75%;layout-flow:vertical'>those to the individual preve= nt the market </span></span><span style=3D'position:absolute;top:48.0%;left:0%; width:86.85%;height:8.0%'><span style=3D'font-size:75%;layout-flow:vertica= l'>mechanism from providing an efficient </span></span><span style=3D'position:absolute; top:56.0%;left:0%;width:97.75%;height:8.0%'><span style=3D'font-size:75%; layout-flow:vertical'>distribution of resources and service.<span style=3D'mso-spacerun:yes'> </span>This, </span></span><span style=3D'position:absolute;top:64.0%;left:0%;width:83.97%;height:8.0%'><sp= an style=3D'font-size:75%;layout-flow:vertical'>in turn, suggests subsidizati= on of the </span></span><span style=3D'position:absolute;top:72.0%;left:0%;width= :83.97%; height:8.0%'><span style=3D'font-size:75%;layout-flow:vertical'>service or= the public provision of the </span></span><span style=3D'position:absolute; top:80.0%;left:0%;width:83.97%;height:8.0%'><span style=3D'font-size:75%; layout-flow:vertical'>service. </span></span></div> <div style=3D'mso-line-spacing:"100 50 0";mso-char-wrap:0;mso-kinsoku-over= flow: 0;position:absolute;top:92.0%;left:0%;width:83.97%;height:8.0%'><span style=3D'font-size:75%;mso-special-format:lastCR;display:none'> </span= ></div> </div> <v:shape id=3D"_x0000_s246789" type=3D"#_x0000_t202" style=3D'position:abs= olute; left:126pt;top:306pt;width:402pt;height:169.5pt' filled=3D"f" fillcolor= =3D"#3cc [4]" stroked=3D"f" strokecolor=3D"#036 [1]"> <v:fill color2=3D"white [0]"/> <v:shadow color=3D"#669 [2]"/> <v:textbox style=3D'mso-fit-shape-to-text:t'/> <p:animation number=3D"5" delay=3D"0" type=3D"object" effect=3D"cut" direction=3D"noBlack"/></v:shape> <div id=3D"_x0000_s246789_AllText" v:shape=3D"_x0000_s246789" class=3DO style=3D'position:absolute;top:57.49%;left:18.53%;width:63.67%;height:30.0= %; white-space:nowrap'> <div style=3D'mso-line-spacing:"100 30 0"'><span style=3D'position:absolut= e; top:0%;left:0%;width:100.0%;height:13.33%'><span style=3D'font-size:75%; layout-flow:vertical'>In its worst form, </span><span style=3D'font-size:7= 5%; layout-flow:vertical'><b>adverse selection</b></span><span style=3D'font-s= ize: 75%;layout-flow:vertical'> can lead to </span></span><span style=3D'positi= on: absolute;top:13.33%;left:0%;width:99.11%;height:13.33%'><span style=3D'font-size:75%;layout-flow:vertical'>market failure.<span style=3D'mso-spacerun:yes'> </span>In this case the worst risks seek= </span></span><span style=3D'position:absolute;top:26.66%;left:0%;width:97.94%;height:13.33%'>= <span style=3D'font-size:75%;layout-flow:vertical'>coverage but the best risks e= xit the market due </span></span><span style=3D'position:absolute;top:40.0%; left:0%;width:86.76%;height:13.33%'><span style=3D'font-size:75%;layout-fl= ow: vertical'>to the price.<span style=3D'mso-spacerun:yes'> </span>Henc= e, some are uninsured.<span style=3D'mso-spacerun:yes'> </span></span><= /span><span style=3D'position:absolute;top:53.33%;left:0%;width:92.35%;height:13.33%'>= <span style=3D'font-size:75%;layout-flow:vertical'>Social insurance overcomes th= is problem by </span></span><span style=3D'position:absolute;top:66.66%;left:= 0%; width:84.7%;height:13.33%'><span style=3D'font-size:75%;layout-flow:vertic= al'>making it mandatory. </span></span></div> <div style=3D'mso-line-spacing:"100 50 0";mso-char-wrap:0;mso-kinsoku-over= flow: 0;position:absolute;top:86.66%;left:0%;width:84.7%;height:13.33%'><span style=3D'font-size:75%;mso-special-format:lastCR;display:none'> </span= ></div> </div> </p:slide></div> <p:animation number=3D"-57517059"/><oa:par id=3D"TimeNode0" dur=3D"indefini= te" restart=3D"never" p:nodeType=3D"timingRoot"> <oa:seq id=3D"TimeNode1" dur=3D"indefinite" prev=3D"document.onpptprev" next=3D"document.onpptnext" concurrent=3D"enabled" nextAction=3D"seek" p:nodeType=3D"mainSeq"> <oa:par id=3D"TimeNode2" begin=3D"indefinite" fill=3D"hold"> <oa:par id=3D"TimeNode3" begin=3D"0.0" fill=3D"hold"> <oa:par id=3D"TimeNode4" o:presetID=3D"ppt_2" o:presetClass=3D"entrance" o:presetSubType=3D"0x4" begin=3D"0.0" fill=3D"hold" o:groupID=3D"0" p:nodeType=3D"clickEffect"> <oa:set id=3D"TimeNode5" begin=3D"0.0" dur=3D"0.001" fill=3D"hold" 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<td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>The pr= ovision of some services such as health care may be viewed as a public good.<span style=3D'mso-spacerun:yes'> </span>If so then there is a benefit to society beyond that to the individual.<span style=3D'mso-spacerun:yes'>&n= bsp; </span>In the case of a public good the benefits to society exceed those = to the individual prevent the market mechanism from providing an efficient distribution of resources and service.<span style=3D'mso-spacerun:yes'>&n= bsp; </span>This, in turn, suggests subsidization of the service or the public provision of the service.</font><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>In its= worst form, <b>adverse selection</b> can lead to market failure.<span style=3D'mso-spacerun:yes'> </span>In this case the worst risks seek coverage but the best risks exit the market due to the price.<span style=3D'mso-spacerun:yes'> </span>Hence, some are uninsured.<span style=3D'mso-spacerun:yes'> </span>Social insurance overcomes this problem by making it mandatory.</font><br> </td> </tr> </table> </div> <![endif]> </body> </html> ------=_NextPart_01C53933.181371D0 Content-Location: file:///C:/B15244C5/socialinsurance_files/slide0039.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" <html xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:o=3D"urn:schemas-microsoft-com:office:office" xmlns:p=3D"urn:schemas-microsoft-com:office:powerpoint" xmlns:oa=3D"urn:schemas-microsoft-com:office:activation" xmlns=3D"http://www.w3.org/TR/REC-html40"> <head> <meta http-equiv=3DContent-Type content=3D"text/html; charset=3Dus-ascii"> <meta name=3DProgId content=3DPowerPoint.Slide> <meta name=3DGenerator content=3D"Microsoft PowerPoint 11"> <link id=3DMain-File rel=3DMain-File href=3D"../socialinsurance.htm"> <link rel=3DPreview href=3Dpreview.wmf>  <title>Economic Security and the Economics of Life and Health Insurance</ti= tle> <![if IE]> <base href=3D"file:///C:\B15244C5\socialinsurance_files\slide0039.htm" id=3D"webarch_temp_base_tag"> <![endif]> <meta name=3DDescription content=3D"4/4/2005: U.S. Social Insurance Program= s"> <link rel=3DStylesheet href=3D"master08_stylesheet.css">  <![if !ppt]> <style media=3Dprint>  </style> <style>  </style> <script src=3Dscript.js></script><script></script><script></script><![endif]><p:slidetransition advancetime=3D"0" effect=3D"newsflash" flag=3D"1"/><o:shapelayout v:ext=3D"edit"> <o:idmap v:ext=3D"edit" data=3D"243"/> </o:shapelayout> </head> <body lang=3DEN-US style=3D'margin:0px;background-color:black' onclick=3D"DocumentOnClick()" onresize=3D"_RSW()" onload=3D"LoadSld()" onkeypress=3D"_KPH()" oa:clockstart=3D"onstart"> <div id=3DSlideObj class=3Dsld style=3D'position:absolute;top:0px;left:0px; width:534px;height:400px;font-size:16px;background-color:white;clip:rect(0%= , 101%, 101%, 0%); visibility:hidden'><p:slide coordsize=3D"720,540" colors=3D"#ffffff,#003366,#666699,#006666,#33cccc,#99cc99,#003366,#cc99ff" masterhref=3D"master08.xml"> <p:shaperange href=3D"master08.xml#_x0000_s1025"/><![if !ppt]><p:shaperange href=3D"master08.xml#_x0000_s1052"/><![if !vml]><img border=3D0 v:shapes=3D"_x0000_s1052,_x0000_s1027,_x0000_s1048,_x0000_s1036,_x0000_s10= 44" src=3D"master08_image003.gif" style=3D'position:absolute;top:0%;left:0%; width:83.7%;height:100.5%'><![endif]><p:shaperange href=3D"master08.xml#_x0000_s1037"/> <div v:shape=3D"_x0000_s1037" class=3DO style=3D'text-align:right;position= :absolute; top:95.25%;left:27.71%;width:21.53%;height:2.25%'><span lang=3DEN-US style=3D'font-size:42%;mso-field-code:meta0'>Monday, April 04, 2005</span>= <span style=3D'font-size:42%;mso-special-format:lastCR;display:none'> </span= ></div> <p:shaperange href=3D"master08.xml#_x0000_s1038"/> <div v:shape=3D"_x0000_s1038" class=3DO style=3D'text-align:center;positio= n:absolute; top:95.25%;left:64.41%;width:29.77%;height:2.25%'><span style=3D'font-size= :42%; mso-field-code:meta15'>Copyright MacMinn.org</span><span style=3D'font-siz= e: 42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master08.xml#_x0000_s1039"/> <div v:shape=3D"_x0000_s1039" class=3DO> <div style=3D'position:absolute;top:95.5%;left:3.74%;width:2.8%;height:2.2= 5%'><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-field-code:meta16= '><b>4</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> </div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s248834" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= h:624pt; height:90pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"title"/></v:shape> <div v:shape=3D"_x0000_s248834" class=3DT style=3D'position:absolute;top:1= 8.75%; left:10.11%;width:90.82%;height:7.75%'>U.S. Social Insurance Programs</div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s2= 48835" type=3D"#_x0000_m1032" style=3D'position:absolute;left:66pt;top:186pt;wid= th:605.75pt; height:293.25pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"body" position=3D"1"/><p:animation number=3D"2" de= lay=3D"0" type=3D"text" level=3D"1" effect=3D"fly" direction=3D"down" flag=3D"0"/>= </v:shape> <div v:shape=3D"_x0000_s248835"> <div id=3D"_x0000_s248835_0_39" class=3DB style=3D'mso-line-spacing:"90 20= 0"; position:absolute;top:35.0%;left:10.11%;width:82.2%;height:5.25%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.55%;width:95.44%; height:100.0%'><span style=3D'font-size:86%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.77%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:86%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/35act.html"/><a href=3D"http://www.ssa.gov/history/35act.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Social security</a></span><span style=3D'font-size:86%'><span style=3D'mso-spacerun:yes'> </span>was introduced in </span><span style=3D'font-size:86%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/fdrbill.html"/><a href=3D"http://www.ssa.gov/history/fdrbill.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= 1935</a></span><span style=3D'font-size:86%;display:none'> </span></span></div> <div id=3D"_x0000_s248835_39_47" class=3DB1 style=3D'mso-line-spacing:"90 = 20 0"; position:absolute;top:40.75%;left:15.16%;width:77.34%;height:4.5%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'><p:onmouseclick hyperlinktype=3D"otherFile" href=3D"../../Documents%20and%20Settings/Administrator/My%20Documents/My%= 20Classes/life%20and%20health/HR%204120.pdf"/><a href=3D"../../Documents%20and%20Settings/Administrator/My%20Documents/My%2= 0Classes/life%20and%20health/HR%204120.pdf" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'= position: relative'>HR 4120</a></span><span style=3D'font-size:83%;display:none'>= 3;</span></span></div> <div id=3D"_x0000_s248835_47_110" class=3DB style=3D'mso-line-spacing:"90 = 20 0"; position:absolute;top:45.75%;left:10.11%;width:88.38%;height:10.0%;white-s= pace: nowrap'><span style=3D'position:absolute;top:0%;left:4.23%;width:95.76%; height:52.5%'><span style=3D'font-size:86%'><span style=3D'mso-special-for= mat: bullet;position:absolute;left:-4.42%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:86%'>The program pr= ovides some protection from the </span></span><span style=3D'position:absolute; top:47.5%;left:4.23%;width:88.77%;height:52.5%'><span style=3D'font-size:8= 6%'>following risks: </span></span></div> <div id=3D"_x0000_s248835_110_126" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:56.25%;left:15.16%;width:77.34%;height:4.5%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'>Premature death </span></span></div> <div id=3D"_x0000_s248835_126_134" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:61.0%;left:15.16%;width:77.34%;height:4.5%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'>Old age </span></span></div> <div id=3D"_x0000_s248835_134_145" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:66.0%;left:15.16%;width:77.34%;height:4.5%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'>Disability </span></span></div> <div id=3D"_x0000_s248835_145_158" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:70.75%;left:15.16%;width:77.34%;height:4.5%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'>Unemployment </span></span></div> <div id=3D"_x0000_s248835_158_217" class=3DB style=3D'mso-line-spacing:"90= 20 0"; position:absolute;top:76.0%;left:10.11%;width:82.2%;height:10.0%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.55%;width:95.44%; height:52.5%'><span style=3D'font-size:86%'><span style=3D'mso-special-for= mat: bullet;position:absolute;left:-4.77%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:86%'>The program pr= ovides social adequacy and </span></span><span style=3D'position:absolute;top:47.= 5%; left:4.55%;width:95.44%;height:52.5%'><span 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<table style=3D'color:white' border=3D0 width=3D"100%"> <tr> <td width=3D5 nowrap></td> <td width=3D"100%"></td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>The so= cial adequacy means that the benefits provide a minimum standard of living for the contributors while individual equity means that contributors receive bene= fits comparable to their contributions.</font><br> </td> </tr> </table> </div> <![endif]> </body> </html> ------=_NextPart_01C53933.181371D0 Content-Location: file:///C:/B15244C5/socialinsurance_files/slide0040.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" <html xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:o=3D"urn:schemas-microsoft-com:office:office" xmlns:p=3D"urn:schemas-microsoft-com:office:powerpoint" xmlns:oa=3D"urn:schemas-microsoft-com:office:activation" xmlns=3D"http://www.w3.org/TR/REC-html40"> <head> <meta http-equiv=3DContent-Type content=3D"text/html; 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onkeypress=3D"_KPH()" oa:clockstart=3D"onstart"> <div id=3DSlideObj class=3Dsld style=3D'position:absolute;top:0px;left:0px; width:534px;height:400px;font-size:16px;background-color:white;clip:rect(0%= , 101%, 101%, 0%); visibility:hidden'><p:slide coordsize=3D"720,540" colors=3D"#ffffff,#003366,#666699,#006666,#33cccc,#99cc99,#003366,#cc99ff" masterhref=3D"master08.xml"> <p:shaperange href=3D"master08.xml#_x0000_s1025"/><![if !ppt]><p:shaperange href=3D"master08.xml#_x0000_s1052"/><![if !vml]><img border=3D0 v:shapes=3D"_x0000_s1052,_x0000_s1027,_x0000_s1048,_x0000_s1036,_x0000_s10= 44" src=3D"master08_image003.gif" style=3D'position:absolute;top:0%;left:0%; width:83.7%;height:100.5%'><![endif]><p:shaperange href=3D"master08.xml#_x0000_s1037"/> <div v:shape=3D"_x0000_s1037" class=3DO style=3D'text-align:right;position= :absolute; top:95.25%;left:27.71%;width:21.53%;height:2.25%'><span lang=3DEN-US style=3D'font-size:42%;mso-field-code:meta0'>Monday, April 04, 2005</span>= <span style=3D'font-size:42%;mso-special-format:lastCR;display:none'> </span= ></div> <p:shaperange href=3D"master08.xml#_x0000_s1038"/> <div v:shape=3D"_x0000_s1038" class=3DO style=3D'text-align:center;positio= n:absolute; top:95.25%;left:64.41%;width:29.77%;height:2.25%'><span style=3D'font-size= :42%; mso-field-code:meta15'>Copyright MacMinn.org</span><span style=3D'font-siz= e: 42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master08.xml#_x0000_s1039"/> <div v:shape=3D"_x0000_s1039" class=3DO> <div style=3D'position:absolute;top:95.5%;left:3.74%;width:2.8%;height:2.2= 5%'><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-field-code:meta16= '><b>5</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> </div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s250882" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= h:624pt; height:90pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"title"/></v:shape> <div v:shape=3D"_x0000_s250882" class=3DT style=3D'position:absolute;top:1= 8.75%; left:10.11%;width:83.33%;height:7.75%'>Issues</div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s2= 50883" type=3D"#_x0000_m1032" style=3D'position:absolute;left:66pt;top:186pt;wid= th:296.875pt; height:293.25pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"body" position=3D"1" size=3D"half"/><p:animation n= umber=3D"2" delay=3D"0" type=3D"text" level=3D"1" effect=3D"fly" direction=3D"down"/= ></v:shape> <div v:shape=3D"_x0000_s250883" class=3DHB> <div id=3D"_x0000_s250883_0_76" style=3D'position:absolute;top:35.5%;left:= 10.11%; width:45.31%;height:21.25%;white-space:nowrap'><span style=3D'position:abs= olute; top:0%;left:8.26%;width:91.73%;height:24.7%'><span class=3DHBB style=3D'po= sition: absolute;left:-9.0%;top:.3em'>l</span>The state of the OASDI </span><span style=3D'position:absolute;top:24.7%;left:8.26%;width:78.51%;height:24.7%'= >was reported by the </span><span style=3D'position:absolute;top:49.41%;left:8.= 26%; width:78.51%;height:24.7%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/reports/adcouncil/"/><a href=3D"http://www.ssa.gov/history/reports/adcouncil/" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;">Social Security </a></span><= span style=3D'position:absolute;top:74.11%;left:8.26%;width:78.51%;height:24.7%= '><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/reports/adcounci= l/"/><a href=3D"http://www.ssa.gov/history/reports/adcouncil/" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;">Advisory Council</a> </s= pan></div> <div id=3D"_x0000_s250883_76_85" style=3D'position:absolute;top:57.75%;lef= t:10.11%; width:39.32%;height:5.25%;white-space:nowrap'><span style=3D'position:abso= lute; top:0%;left:9.52%;width:90.47%;height:100.0%'><span class=3DHBB style=3D'position:absolute;left:-10.52%;top:.3em'>l</span><p:onmouseclick hyperlinktype=3D"url" location=3D"Introduction" href=3D"http://www.ssa.gov/history/reports/adcouncil/tirs1.html"/><a href=3D"http://www.ssa.gov/history/reports/adcouncil/tirs1.html#Introducti= on" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'= position: relative'>Solvency</a> </span></div> <div id=3D"_x0000_s250883_85_110" style=3D'position:absolute;top:64.25%; left:10.11%;width:45.88%;height:5.25%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:8.16%;width:91.83%;height:100.0%'><= span class=3DHBB style=3D'position:absolute;left:-8.88%;top:.3em'>l</span>Inter= generational equity </span></div> <div id=3D"_x0000_s250883_110_118" style=3D'position:absolute;top:70.5%; left:10.11%;width:39.32%;height:5.25%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:9.52%;width:90.47%;height:100.0%'><= span class=3DHBB style=3D'position:absolute;left:-10.52%;top:.3em'>l</span><p:o= nmouseclick hyperlinktype=3D"url" location=3D"Trends" href=3D"http://www.ssa.gov/history/reports/adcouncil/tirs1.html"/><a href=3D"http://www.ssa.gov/history/reports/adcouncil/tirs1.html#Trends" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'= position: relative'>Savings</a> </span></div> <div id=3D"_x0000_s250883_118_132" style=3D'position:absolute;top:77.0%; left:10.11%;width:39.32%;height:5.25%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:9.52%;width:90.47%;height:100.0%'><= span class=3DHBB style=3D'position:absolute;left:-10.52%;top:.3em'>l</span><p:o= nmouseclick hyperlinktype=3D"url" location=3D"Accounts" href=3D"http://www.ssa.gov/history/reports/adcouncil/tirs1.html"/><a 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style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> </div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s252930" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= h:624pt; height:90pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"title"/></v:shape> <div v:shape=3D"_x0000_s252930" class=3DT><span style=3D'position:absolute; top:13.25%;left:10.11%;width:87.45%;height:6.75%'><span style=3D'font-size= :89%'>Old-Age, Survivors, Disability, and </span></span><span style=3D'position:absolute; top:19.5%;left:10.11%;width:83.33%;height:6.75%'><span style=3D'font-size:= 89%'>Health Insurance Program</span></span></div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s2= 52931" type=3D"#_x0000_m1032" style=3D'position:absolute;left:66pt;top:186pt;wid= th:296.875pt; height:293.25pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"body" position=3D"1" size=3D"half"/><p:animation n= umber=3D"2" delay=3D"0" type=3D"text" level=3D"1" effect=3D"fly" direction=3D"down"/= ></v:shape> <div v:shape=3D"_x0000_s252931"> <div id=3D"_x0000_s252931_0_32" class=3DHB style=3D'position:absolute;top:= 35.5%; left:10.11%;width:45.31%;height:10.5%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:8.26%;width:91.73%;height:50.0%'><s= pan class=3DHBB style=3D'position:absolute;left:-9.0%;top:.3em'>l</span>The <p= :onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/1935table.html"/= ><a href=3D"http://www.ssa.gov/history/1935table.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Social Security Act </a></span><span style=3D'position:absolute;top:50.0%;left:8.= 26%; width:78.51%;height:50.0%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/1935table.html"/><a href=3D"http://www.ssa.gov/history/1935table.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;">of 1935</a> </span></div> <div id=3D"_x0000_s252931_32_40" class=3DHB1 style=3D'position:absolute;to= p:47.0%; left:15.16%;width:34.45%;height:4.5%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:9.23%;width:90.76%;height:100.0%'><= span class=3DHB1B style=3D'position:absolute;left:-10.17%;top:.3em'>–</sp= an><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/chrono.html"/><a href=3D"http://www.ssa.gov/history/chrono.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= History</a> </span></div> <div id=3D"_x0000_s252931_40_53" class=3DHB2 style=3D'position:absolute;to= p:52.25%; left:20.22%;width:29.4%;height:4.0%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:8.28%;width:91.71%;height:100.0%'><= span class=3DHB2B style=3D'position:absolute;left:-9.02%;top:.3em'>l</span><p:o= nmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/mpeg/videosound.= html"/><a href=3D"http://www.ssa.gov/history/mpeg/videosound.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= 1935</a><span style=3D'mso-spacerun:yes'> </span><p:onmouseclick hyperlinktype=3D"u= rl" href=3D"http://www.ssa.gov/history/mpeg/fdrbig.mpg"/><a href=3D"http://www.ssa.gov/history/mpeg/fdrbig.mpg" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= signing</a> </span></div> <div id=3D"_x0000_s252931_53_77" class=3DHB2 style=3D'position:absolute;to= p:56.99%; left:20.22%;width:29.4%;height:8.0%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:8.28%;width:91.71%;height:50.0%'><s= pan class=3DHB2B style=3D'position:absolute;left:-9.02%;top:.3em'>l</span>Soci= al Security </span><span style=3D'position:absolute;top:50.0%;left:8.28%; width:91.71%;height:50.0%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/ssn/firstcard.html"/><a href=3D"http://www.ssa.gov/history/ssn/firstcard.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;">numbers</a> </span></div> <div id=3D"_x0000_s252931_77_108" class=3DHB2 style=3D'position:absolute;t= op:65.75%; left:20.22%;width:34.64%;height:8.0%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:7.02%;width:92.97%;height:50.0%'><s= pan class=3DHB2B style=3D'position:absolute;left:-7.55%;top:.3em'>l</span><p:o= nmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/1950.html"/><a href=3D"http://www.ssa.gov/history/1950.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Disability</a>, see August 1, </span><span style=3D'position:absolute;top:50.0%;left:7.02%; width:77.83%;height:50.0%'>1956 </span></div> <div id=3D"_x0000_s252931_108_130" class=3DHB2 style=3D'position:absolute; top:74.5%;left:20.22%;width:31.08%;height:4.0%;white-space:nowrap'><span style=3D'position:absolute;top:0%;left:7.83%;width:91.56%;height:100.0%'><= span class=3DHB2B style=3D'position:absolute;left:-8.55%;top:.3em'>l</span><p:o= nmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/1960.html"/><a href=3D"http://www.ssa.gov/history/1960.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Health</a>, see Medicare </span></div> <div class=3DHB style=3D'position:absolute;top:79.75%;left:10.11%;width:39= .32%; height:5.25%'><span style=3D'position:absolute;top:0%;left:9.52%;width:90.= 47%; height:100.0%'><span style=3D'visibility:hidden'><span class=3DHBB style=3D'position:absolute;left:-10.52%'>l</span></span><span style=3D'mso= -special-format: lastCR;display:none'> </span></span></div> </div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s2= 52932" type=3D"#_x0000_m1032" alt=3D"FDR signing bill" href=3D"http://www.ssa.gov/history/index.html" target=3D"_parent" style= =3D'position:absolute; left:423.125pt;top:252.375pt;width:200.25pt;height:160.5pt' o:spt=3D"75" o:preferrelative=3D"t" o:button=3D"f" path=3D"m@4@5l@4@11@9@11@9@5xe" fil= led=3D"f" fillcolor=3D"white" stroked=3D"f" strokecolor=3D"black"> <v:fill color2=3D"white" o:detectmouseclick=3D"t"/> <v:stroke joinstyle=3D"miter" o:forcedash=3D"f"/> <v:imagedata src=3D"slide0041_image008.jpg" o:title=3D"signing"/> <v:shadow color=3D"gray"/> <v:formulas> <v:f eqn=3D"if lineDrawn pixelLineWidth 0"/> <v:f eqn=3D"sum @0 1 0"/> <v:f eqn=3D"sum 0 0 @1"/> <v:f eqn=3D"prod @2 1 2"/> <v:f eqn=3D"prod @3 21600 pixelWidth"/> <v:f eqn=3D"prod @3 21600 pixelHeight"/> <v:f eqn=3D"sum @0 0 1"/> <v:f eqn=3D"prod @6 1 2"/> <v:f eqn=3D"prod @7 21600 pixelWidth"/> 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<td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>See ht= tp://www.ssa.gov/history/mpeg/videosound.html for the movie link.</font><br> </td> </tr> </table> </div> <![endif]> </body> </html> ------=_NextPart_01C53933.181371D0 Content-Location: file:///C:/B15244C5/socialinsurance_files/slide0041_image008.jpg Content-Transfer-Encoding: base64 Content-Type: image/jpeg /9j/4AAQSkZJRgABAQEAYABgAAD/2wBDAAUDBAQEAwUEBAQFBQUGBwwIBwcHBw8LCwkMEQ8SEhEP ERETFhwXExQaFRERGCEYGh0dHx8fExciJCIeJBweHx7/2wBDAQUFBQcGBw4ICA4eFBEUHh4eHh4e Hh4eHh4eHh4eHh4eHh4eHh4eHh4eHh4eHh4eHh4eHh4eHh4eHh4eHh4eHh7/wAARCADWAQsDASIA AhEBAxEB/8QAHwAAAQUBAQEBAQEAAAAAAAAAAAECAwQFBgcICQoL/8QAtRAAAgEDAwIEAwUFBAQA AAF9AQIDAAQRBRIhMUEGE1FhByJxFDKBkaEII0KxwRVS0fAkM2JyggkKFhcYGRolJicoKSo0NTY3 ODk6Q0RFRkdISUpTVFVWV1hZWmNkZWZnaGlqc3R1dnd4eXqDhIWGh4iJipKTlJWWl5iZmqKjpKWm p6ipqrKztLW2t7i5usLDxMXGx8jJytLT1NXW19jZ2uHi4+Tl5ufo6erx8vP09fb3+Pn6/8QAHwEA 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:absolute; top:95.25%;left:27.71%;width:21.53%;height:2.25%'><span lang=3DEN-US style=3D'font-size:42%;mso-field-code:meta0'>Monday, April 04, 2005</span>= <span style=3D'font-size:42%;mso-special-format:lastCR;display:none'> </span= ></div> <p:shaperange href=3D"master08.xml#_x0000_s1038"/> <div v:shape=3D"_x0000_s1038" class=3DO style=3D'text-align:center;positio= n:absolute; top:95.25%;left:64.41%;width:29.77%;height:2.25%'><span style=3D'font-size= :42%; mso-field-code:meta15'>Copyright MacMinn.org</span><span style=3D'font-siz= e: 42%;mso-special-format:lastCR;display:none'> </span></div> <p:shaperange href=3D"master08.xml#_x0000_s1039"/> <div v:shape=3D"_x0000_s1039" class=3DO> <div style=3D'position:absolute;top:95.5%;left:3.74%;width:2.8%;height:2.2= 5%'><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-field-code:meta16= '><b>7</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> </div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s257026" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= h:624pt; height:90pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"title"/></v:shape> <div v:shape=3D"_x0000_s257026" class=3DT><span style=3D'position:absolute; top:13.25%;left:10.11%;width:87.45%;height:6.75%'><span style=3D'font-size= :89%'>Old-Age, Survivors, Disability, and </span></span><span style=3D'position:absolute; top:19.5%;left:10.11%;width:83.33%;height:6.75%'><span style=3D'font-size:= 89%'>Health Insurance Program</span></span></div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s2= 57027" type=3D"#_x0000_m1032" style=3D'position:absolute;left:66pt;top:186pt;wid= th:605.75pt; height:293.25pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"body" position=3D"1"/><p:animation number=3D"2" de= lay=3D"0" type=3D"text" level=3D"1" effect=3D"fly" direction=3D"down" flag=3D"0"/>= </v:shape> <div v:shape=3D"_x0000_s257027"> <div id=3D"_x0000_s257027_0_12" class=3DB style=3D'mso-line-spacing:"90 20= 0"; position:absolute;top:35.0%;left:10.11%;width:82.2%;height:5.25%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.55%;width:95.44%; height:100.0%'><span style=3D'font-size:86%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.77%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:86%'>Eligibility= 3;</span></span></div> <div id=3D"_x0000_s257027_12_33" class=3DB1 style=3D'mso-line-spacing:"90 = 20 0"; position:absolute;top:40.5%;left:15.16%;width:77.34%;height:3.5%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:67%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:67%'>Fully insured status </span></span></div> <div id=3D"_x0000_s257027_33_51" class=3DB1 style=3D'mso-line-spacing:"90 = 20 0"; position:absolute;top:44.5%;left:15.16%;width:77.34%;height:3.5%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:67%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:67%'>Currently insured </span></span></div> <div id=3D"_x0000_s257027_51_70" class=3DB1 style=3D'mso-line-spacing:"90 = 20 0"; position:absolute;top:48.5%;left:15.16%;width:77.34%;height:3.5%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:67%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:67%'>Disability insured </span></span></div> <div id=3D"_x0000_s257027_70_78" class=3DB style=3D'mso-line-spacing:"90 2= 0 0"; position:absolute;top:52.5%;left:10.11%;width:82.2%;height:5.25%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.55%;width:95.44%; height:100.0%'><span style=3D'font-size:86%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.77%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:86%'>Benefit </= span></span></div> <div id=3D"_x0000_s257027_78_118" class=3DB1 style=3D'mso-line-spacing:"90= 20 0"; position:absolute;top:58.25%;left:15.16%;width:77.34%;height:4.5%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'><p:onmouseclick hyperlinktype=3D"url" location=3D"= aime" href=3D"http://www.ssa.gov/OACT/COLA/Benefits.html"/><a href=3D"http://www.ssa.gov/OACT/COLA/Benefits.html#aime" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Average indexed monthly earnings</a></span><span style=3D'font-size:83%'><span style=3D'mso-spacerun:yes'> </span>(AIME) </span></span></div> <div id=3D"_x0000_s257027_118_149" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:63.24%;left:15.16%;width:77.34%;height:4.5%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/OACT/COLA/piaformula.html"/><a href=3D"http://www.ssa.gov/OACT/COLA/piaformula.html" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Primary insurance amount </a></span><span style=3D'font-size:83%'>(PIA) </span= ></span></div> <div id=3D"_x0000_s257027_149_155" class=3DB style=3D'mso-line-spacing:"90= 20 0"; position:absolute;top:68.25%;left:10.11%;width:82.2%;height:5.25%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.55%;width:95.44%; height:100.0%'><span style=3D'font-size:86%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.77%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:86%'>Cover </sp= an></span></div> <div id=3D"_x0000_s257027_155_175" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:74.0%;left:15.16%;width:77.34%;height:4.5%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:83%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/planners/calculators.htm"/><a href=3D"http://www.ssa.gov/planners/calculators.htm" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Retirement benefits</a></span><span style=3D'font-size:83%;display:none'> </span>= </span></div> <div id=3D"_x0000_s257027_175_193" class=3DB1 style=3D'mso-line-spacing:"9= 0 20 0"; position:absolute;top:78.75%;left:15.16%;width:77.34%;height:4.5%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:4.11%;width:95.88%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-4.29%;top:.3em;font-size:75%'>–</span= ></span><span 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colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>Retire= ment benefits</font><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>The re= tirement benefit is 100% of the PIA at the normal retirement age.<span style=3D'mso-spacerun:yes'> </span>A spouse who is the normal retir= ement age receives 50%.</font><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>Surviv= or benefits</font><br> </td> </tr> <tr> <td colspan=3D1></td> <td dir=3Dltr align=3Dleft colspan=3D1><font face=3DArial size=3D3>The sp= ouse of a fully insured worker is entitled to survivor benefits as early as age 60 (71.5% of the PIA at 60 but 100% of PIA at the normal retirement age)</fo= nt><br> </td> </tr> </table> </div> <![endif]> </body> </html> ------=_NextPart_01C53933.181371D0 Content-Location: file:///C:/B15244C5/socialinsurance_files/slide0043.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" <html xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:o=3D"urn:schemas-microsoft-com:office:office" xmlns:p=3D"urn:schemas-microsoft-com:office:powerpoint" xmlns:oa=3D"urn:schemas-microsoft-com:office:activation" xmlns=3D"http://www.w3.org/TR/REC-html40"> <head> <meta http-equiv=3DContent-Type content=3D"text/html; charset=3Dus-ascii"> <meta name=3DProgId content=3DPowerPoint.Slide> <meta name=3DGenerator content=3D"Microsoft PowerPoint 11"> <link id=3DMain-File rel=3DMain-File href=3D"../socialinsurance.htm"> <link rel=3DPreview href=3Dpreview.wmf>  <title>Economic Security and the Economics of Life and Health Insurance</ti= tle> <![if IE]> <base href=3D"file:///C:\B15244C5\socialinsurance_files\slide0043.htm" id=3D"webarch_temp_base_tag"> <![endif]> <meta name=3DDescription content=3D"4/4/2005: Medicare"> <link 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v:shape=3D"_x0000_s1039" class=3DO> <div style=3D'position:absolute;top:95.5%;left:3.74%;width:2.8%;height:2.2= 5%'><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-field-code:meta16= '><b>8</b></span><span style=3D'font-size:42%;color:white;mso-color-index:0;mso-special-format:la= stCR; display:none'><b> </b></span></div> </div> <![endif]><p:shaperange href=3D"master08.xml#_x0000_m1031"/><v:shape id=3D= "_x0000_s259074" type=3D"#_x0000_m1031" style=3D'position:absolute;left:60pt;top:60pt;widt= h:624pt; height:90pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"title"/></v:shape> <div v:shape=3D"_x0000_s259074" class=3DT style=3D'position:absolute;top:1= 8.75%; left:10.11%;width:83.33%;height:7.75%'>Medicare</div> <p:shaperange href=3D"master08.xml#_x0000_m1032"/><v:shape id=3D"_x0000_s2= 59075" type=3D"#_x0000_m1032" style=3D'position:absolute;left:66pt;top:186pt;wid= th:296.875pt; height:293.25pt'> <v:fill o:detectmouseclick=3D"f"/> <v:stroke o:forcedash=3D"f"/> <o:lock v:ext=3D"edit" text=3D"f"/> <p:placeholder type=3D"body" position=3D"1" size=3D"half"/><p:animation n= umber=3D"2" delay=3D"0" type=3D"text" level=3D"1" effect=3D"fly" direction=3D"down" = flag=3D"0"/></v:shape> <div v:shape=3D"_x0000_s259075"> <div id=3D"_x0000_s259075_0_103" class=3DHB style=3D'mso-line-spacing:"80 = 20 0"; position:absolute;top:34.75%;left:10.11%;width:45.69%;height:15.0%;white-s= pace: nowrap'><span style=3D'position:absolute;top:0%;left:8.19%;width:91.8%; height:30.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-for= mat: bullet;position:absolute;left:-8.92%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:83%'>The 1965 amend= ment to the </span></span><span style=3D'position:absolute;top:23.33%;left:8.19= %; width:83.6%;height:30.0%'><span style=3D'font-size:83%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/OP_Home/ssact/title18/18= 00.htm"/><a href=3D"http://www.ssa.gov/OP_Home/ssact/title18/1800.htm" target=3D"_pare= nt" onclick=3D"window.event.cancelBubble=3Dtrue;">Social Security Act added </= a></span></span><span style=3D'position:absolute;top:46.66%;left:8.19%;width:77.86%;height:30.0%= '><span style=3D'font-size:83%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/OP_Home/ssact/title18/1800.htm"/><a href=3D"http://www.ssa.gov/OP_Home/ssact/title18/1800.htm" target=3D"_pare= nt" onclick=3D"window.event.cancelBubble=3Dtrue;">Title XVIII</a></span><span style=3D'font-size:83%'> that provides </span></span><span style=3D'positi= on:absolute; top:70.0%;left:8.19%;width:77.86%;height:30.0%'><span style=3D'font-size:8= 3%'>health care for the aged </span></span></div> <div id=3D"_x0000_s259075_103_123" class=3DHB1 style=3D'mso-line-spacing:"= 80 20 0"; position:absolute;top:49.75%;left:15.16%;width:34.45%;height:4.0%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:9.23%;width:90.76%; height:100.0%'><span style=3D'font-size:90%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-10.17%;top:.3em;font-size:75%'>–</spa= n></span><span style=3D'font-size:90%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/mpeg/JFK2BIG.MPG"/><a href=3D"http://www.ssa.gov/history/mpeg/JFK2BIG.MPG" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= Kennedy</a></span><span style=3D'font-size:90%'><span style=3D'mso-spacerun:yes'> </span>on Medicare </span></span></div> <div id=3D"_x0000_s259075_123_135" class=3DHB1 style=3D'mso-line-spacing:"= 80 20 0"; position:absolute;top:53.75%;left:15.16%;width:34.45%;height:4.0%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:9.23%;width:90.76%; height:100.0%'><span style=3D'font-size:90%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-10.17%;top:.3em;font-size:75%'>–</spa= n></span><span style=3D'font-size:90%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/sounds/lbjonpassage.wma"/><a href=3D"http://www.ssa.gov/history/sounds/lbjonpassage.wma" target=3D"_par= ent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= LBJ remarks</a></span><span style=3D'font-size:90%;display:none'> </span><= /span></div> <div id=3D"_x0000_s259075_135_150" class=3DHB1 style=3D'mso-line-spacing:"= 80 20 0"; position:absolute;top:57.75%;left:15.16%;width:34.45%;height:4.0%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:9.23%;width:90.76%; height:100.0%'><span style=3D'font-size:90%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-10.17%;top:.3em;font-size:75%'>–</spa= n></span><span style=3D'font-size:90%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://www.ssa.gov/history/mpeg/trumanbig.mpg"/><a href=3D"http://www.ssa.gov/history/mpeg/trumanbig.mpg" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'position:relative'>= LBJ and Truman</a></span><span style=3D'font-size:90%;display:none'> </span></= span></div> <div id=3D"_x0000_s259075_150_198" class=3DHB style=3D'mso-line-spacing:"8= 0 20 0"; position:absolute;top:61.75%;left:10.11%;width:46.44%;height:8.0%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:8.06%;width:91.93%; height:56.25%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-8.77%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:83%'>Medicare is a = two part health </span></span><span style=3D'position:absolute;top:43.75%; left:8.06%;width:76.61%;height:56.25%'><span style=3D'font-size:83%'>insur= ance program </span></span></div> <div id=3D"_x0000_s259075_198_224" class=3DHB1 style=3D'mso-line-spacing:"= 80 20 0"; position:absolute;top:69.75%;left:15.16%;width:36.51%;height:4.0%;white-sp= ace: nowrap'><span style=3D'position:absolute;top:0%;left:8.71%;width:91.28%; height:100.0%'><span style=3D'font-size:90%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-9.55%;top:.3em;font-size:75%'>–</span= ></span><span style=3D'font-size:90%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://medicare.custhelp.com/cgi-bin/medicare.cfg/php/enduser/std= _adp.php?p_sid=3D3c1VMR9h&p_lva=3D1277&p_faqid=3D48&p_created= =3D993667044&p_sp=3DcF9zcmNoPTEmcF9ncmlkc29ydD0mcF9yb3dfY250PTkzJnBfc2V= hcmNoX3RleHQ9aG9zcGl0YWwgaW5zdXJhbmNlJnBfc2VhcmNoX3R5cGU9MyZwX2NhdF9"/><a href=3D"http://medicare.custhelp.com/cgi-bin/medicare.cfg/php/enduser/std_= adp.php?p_sid=3D3c1VMR9h&p_lva=3D1277&p_faqid=3D48&p_created=3D= 993667044&p_sp=3DcF9zcmNoPTEmcF9ncmlkc29ydD0mcF9yb3dfY250PTkzJnBfc2Vhcm= NoX3RleHQ9aG9zcGl0YWwgaW5zdXJhbmNlJnBfc2VhcmNoX3R5cGU9MyZwX2NhdF9" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'= position: relative'>Part A</a></span><span style=3D'font-size:90%'><span style=3D'mso-spacerun:yes'> </span>(health insurance) </span></sp= an></div> <div id=3D"_x0000_s259075_224_265" class=3DHB1 style=3D'mso-line-spacing:"= 80 20 0"; position:absolute;top:73.75%;left:15.16%;width:34.45%;height:7.25%;white-s= pace: nowrap'><span style=3D'position:absolute;top:0%;left:9.23%;width:90.76%; height:55.17%'><span style=3D'font-size:90%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-10.17%;top:.3em;font-size:75%'>–</spa= n></span><span style=3D'font-size:90%'>Part B (supplementary </span></span><span style=3D'position:absolute;top:44.82%;left:9.23%;width:90.76%;height:55.17= %'><span style=3D'font-size:90%'>medical insurance) </span></span></div> <div id=3D"_x0000_s259075_265_282" class=3DHB style=3D'mso-line-spacing:"8= 0 20 0"; position:absolute;top:81.0%;left:10.11%;width:39.32%;height:4.5%;white-spa= ce: nowrap'><span style=3D'position:absolute;top:0%;left:9.52%;width:90.47%; height:100.0%'><span style=3D'font-size:83%'><span style=3D'mso-special-fo= rmat: bullet;position:absolute;left:-10.52%;top:.3em;font-family:Wingdings; font-size:75%'>l</span></span><span style=3D'font-size:83%'><p:onmouseclick hyperlinktype=3D"url" href=3D"http://medicare.custhelp.com/cgi-bin/medicare.cfg/php/enduser/std= _adp.php?p_sid=3DA_P_SR9h&p_lva=3D&p_faqid=3D43&p_created=3D993= 666546&p_sp=3DcF9zcmNoPTEmcF9ncmlkc29ydD0mcF9yb3dfY250PTMwJnBfc2VhcmNoX= 3RleHQ9bWVkaWNhcmUrY2hvaWNlJnBfc2VhcmNoX3R5cGU9MyZwX2NhdF9sdmwxPX5"/><a href=3D"http://medicare.custhelp.com/cgi-bin/medicare.cfg/php/enduser/std_= adp.php?p_sid=3DA_P_SR9h&p_lva=3D&p_faqid=3D43&p_created=3D9936= 66546&p_sp=3DcF9zcmNoPTEmcF9ncmlkc29ydD0mcF9yb3dfY250PTMwJnBfc2VhcmNoX3= RleHQ9bWVkaWNhcmUrY2hvaWNlJnBfc2VhcmNoX3R5cGU9MyZwX2NhdF9sdmwxPX5" target=3D"_parent" onclick=3D"window.event.cancelBubble=3Dtrue;" style=3D'= position: relative'>Medicare 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